Full opinion text
OPINION SWEET, District Judge. In this action alleging discrimination on the basis of sex in violation of Title VII of the Civil Rights Act of 1964, 78 Stat. 253, as amended, 42 U.S.C. § 2000e et seq. (“Title VII”), and the New York State Human Rights Law, N.Y. Exec. Law § 296 (the “HRL”), defendants Zurich Insurance Company (“Zurich”) — sued as “Zurich American Insurance Group” and Zurich American Insurance Company” — Evan Callas (“Callas”), Charles Herbert (“Herbert”), and Robert Fishman (“Fishman”) (collectively, the “Defendants”) have moved for summary judgment pursuant to Rule 56, Fed.R.Civ.P. Additionally, plaintiff Caroline Ponticelli (“Ponticelli”) has cross-moved for partial summary judgment. For the reasons set forth below, Defendants’ motion will be granted in part and denied in part, and Ponticelli’s cross-motion will be denied. Specifically, Defendants’ motion for summary judgment will be granted as to Ponticelli’s 42 U.S.C. § 1983 claim, the gender-based discrimination claim (to the extent it is alleged), her retaliation claim, and the claim for intentional infliction of emotional distress, and the motion will be denied as to the hostile work environment claim. The claims against Callas, Herbert, and Fishman (collectively, “the individual defendants”) under Title VII will be dismissed. The claims against the individual defendants under the HRL will be dismissed without prejudice. Parties Ponticelli is a resident of Kings County, New York. She was hired by Zurich on April 10, 1995, in the capacity of underwriting assistant in its offices at One Liberty Plaza, New York. Zurich maintains an office at One Liberty Plaza in the city, county, and state of New York and is licensed to do business in New York State. Evan Callas was, at the time relevant to this action, Assistant Vice President of Zurich. Herbert was, at the time relevant to this action, Vice President of Human Resources and the person designated by Zurich to receive and investigate claims of sexual harassment. Fishman was, at the time relevant to this action, Senior Vice President of Zurich, in charge of the Professional Liability Department. Prior Proceedings Ponticelli filed the complaint (the “Complaint”) in this action on December 3, 1996. The Complaint alleges (1) that Ponticelli has been denied her rights under the Fifth and Fourteenth Amendments to the United States Constitution in violation of 42 U.S.C. § 1983; (2) that she has been denied equal terms and conditions of employment and equal employment opportunity on the basis of sex in violation of Title VII; (3) that Defendants violated the HRL § 296(l)(a) by constructively discharging and otherwise discriminating against her because of her gender; (4) that Defendants violated the HRL § 296(7) by discharging and otherwise retaliating against Ponticelli because of her opposition to the unlawful employment practices of Zurich; and (5) that Defendants willfully and maliciously inflicted mental and emotional distress upon her. Defendants made the instant motion for summary judgment on March 17,1998. Pon-ticelli filed her cross-motion for partial summary judgment on May 18, 1998. Oral argument was heard on June 3, 1998, at which time the motions were deemed fully submitted. The Facts The alleged discrimination underlying this action occurred in a series of incidents, the facts of which are in substantial dispute. All material allegations relating to Ponticelli’s claims are gleaned from the Complaint and the deposition of Ponticelli, as well as testimony by Fishman and Herbert. I. Ponticelli’s Job Duties and Work Conditions From April 10, 1995, to March 19, 1996, Ponticelli was employed by Zurich. She was hired as a technical assistant in Zurich’s Professional Liability Department. The head of the department was Fishman. Reporting to Fishman was Callas, an Assistant Vice President for miscellaneous professional liability lines. Ponticelli reported to Callas, who was responsible for directing and overseeing her work. Ponticelli was responsible for logging in submissions, reviewing claims on discontinued policies, and training other technical assistants. According to Ponticelli, she did “everything.” As she was not an underwriter, however, she did not have the authority to renew policies. Rather, after logging in a submission — i.e., an application for insurance — it was her responsibility to find out who should review it. Ponticelli testified in deposition that there were many times when no one would accept the policy, so even though she was not an underwriter, she would make the decision whether to issue or decline it on her own. On her first day of work at Zurich, Ponti-celli was assigned to the cubicle of her predecessor. The desk drawers and outside of the desk were piled high with unfinished paperwork. Letters of complaint and telephone complaints from brokers were received by her and referred to her. Ponticelli found stale premium checks left in her desk drawer by her predecessor. Ponticelli found herself “running very fast,” in a relatively new professional liability unit which was in a “start-up” mode. It was understaffed with a concealed backlog. Although Ponticelli was without training, she applied herself to Fish-man’s expectations of doing “lots of different things” and being “able to solve issues and problems.” From the beginning Ponticelli worked between 50 to 70 hours a week. She did not take a lunch hour because she had too much work to do, and she worked weekends. Callas never told her to stay late, but Ponticelli felt that she had to put in late hours to complete her work. Ponticelli told Herbert that she was not eating lunch, and he told her to take a lunch break. According to Ponticelli, none of the male managers in her unit did much work. Instead, they sat in Callas’s office and fooled around for about 90% of every day and went out and drank alcohol at noon. Callas reprimanded Ponticelli about her inadequate work performance, about work not being done on time, and about work not being completed properly. Ponticelli asserts that Callas would call her into his office, yell at her for getting him into trouble and for betraying him, and tell her she had a big mouth. When Ponticelli advised Fishman of Callas’s yelling, he told her that Callas scared him in the same way and that.it was hard to deal with him because of his threatening and violent behavioral tendencies. Ponticelli brought to Fishman’s attention the extent of the policy issuance backlog that had developed under her predecessor. In response, Fishman assigned a male underwriting assistant from another department to help Ponticelli. Sometime late in the summer of 1995, Pon-ticelli was diagnosed with carpal tunnel syndrome. Although Ponticelli claims she reported her diagnosis to individuals at work, she never provided anyone at Zurich with a doctor’s note. Ponticelli maintained a contemporaneous diary of incidents at work. In it, under the date of September 5, 1995, Ponticelli recorded that Callas called her into his office, closed the door, and told her that she was not performing adequately and in a reasonable time frame. He also told her that she put in too much overtime. Callas told her not to assist others, not to speak with anyone, or to make small talk. According to Ponticelli, Callas called her “stupid” and “foolish” for talking to other technical assistants. When she explained that Fishman had asked her to train them, Callas reminded her that she worked for him and not for Fishman. Ponti-celli admits that her job performance was suffering. She insists it was because she had to help other people and do work for everyone in the department. Supervisors were coming to her with work, and she felt that she could not say no to them even though most of the groups in the professional liability department had their own technical support personnel. The record indicates that Fishman received numerous complaints about Ponticel-li’s work. As Ponticelli’s replacement, Donna Sylvester, had no problem accomplishing the given tasks, Callas concluded that Ponticelli performed “quite poorly” since she made the same mistakes repeatedly, had trouble prioritizing her work, and failed to pay attention to her given tasks. II. Ponticelli’s Sexual Harassment Allegations It is not altogether clear whose improper conduct Ponticelli wishes to impute to Zurich. Ponticelli claims generally that she was subjected to sexual harassment by Callas, Noel Jamison (“Jamison”), a Senior Underwriter for whom she also performed work, and Herbert. Ponticelli states that Callas made repeated comments about her body, clothes, hair, and fingernails, made sexual advances towards her, laughed at her, and made fun of her. Indeed, Ponticelli testified that almost everything that Callas said or did was a sexual advance. Ponticelli also thought that Jamison wanted to have a sexual relationship with her, although he never invited Ponticelli to have sex with him. Ponticelli also observed various men at Zurich looking at and commenting about other women in the office. On May 15, 1995, Ponticelli went out to lunch with Callas and Jamison. She was uncomfortable, she claims, because they wanted to discuss the physical appearance of a female attorney Ponticelli knew from her previous employment at St. Paul Reinsurance Company. When Callas asked Ponticel-li how she met her husband, Ponticelli felt that he was implying that she had slept with her husband to get a job. When Ponticelli asked Callas if that was what he was asking, he rolled his eyes and made smaeldng noises with his lips, which Ponticelli described as locker room noises. In addition, Ponticelli felt as if they were “coming on to her” and flirting because they were talking about women in terms of sexuality. Two weeks later, Ponticelli asked Callas about a policy form, and he replied that “we use a broad form, like you.” Ponticelli thought this was flirtatious. Callas never asked Ponticelli out directly. He asked her to go to lunch a few times and told her she was welcome at his home in New Jersey, which he shared with his wife and four children. Ponticelli asserts that she had one business lunch and two personal lunches with Callas during her employment at Zurich. At one of the personal lunches, Callas questioned her about former boyfriends. At another, he asked her why she did not have any children. On June 29, 1995, one of the underwriters organized an after-work social event at the Tall Ships Restaurant at the World Trade Center. Throughout the evening, Ponticelli testified that Callas and Jamison were staring at the women’s chests. She states that they made indirect comments about her chest but does not remember what exactly they said. At one point, according to Ponti-celli’s diary, she saw Callas and Jamison grab another female employee by her arms, shoulders, and jacket sleeves. The employee looked at Ponticelli and said to Jamison, “You’re scaring me.” Callas and Jamison asked the woman how much she weighed and made other comments while staring at her chest and Ponticelli’s chest. At that point, while Ponticelli attempted to walk away, Callas blocked her and asked where she was going. He was drunk and boasted to Ponti-celli that he had put someone in the hospital once, that he was sensitive, and that he had a bad temper. Anxious to get away from Callas, she called her husband who was on his way to have dinner with clients nearby. He asked Ponticelli to wait so they could travel home together. She returned to the party and went out to eat with seven or eight women from the office and Callas. After dinner, according to Ponticelli, Callas suggested that he take her to her home in Brooklyn via the company car service. Because he was her supervisor, Ponticelli felt compelled to go with him. Callas asked her if there was any crime in her neighborhood and offered to see Ponticelli upstairs to her apartment. She said no. According to Ponticelli, Callas then became hostile and unpleasant. She did not report anything about the evening to anyone at Zurich. Ponticelli testified that Jamison looked at her chest, looked her up and down, and told her that she dressed well. He also said that his wife would not mind if he had affairs as long as he did not tell her about them. She had dinner with Jamison several times. He asked her questions about her personal life and questions of a sexual nature. Jamison sometimes commented that she seemed to be in a bad mood or “on the rag” or uptight, and told her that she needed to “get laid.” At one dinner, Jamison asked Ponticelli about her relationship with her husband and told her about his relationship with his wife. He told her that he was bored sexually and did not believe that marriage had to be a monogamous relationship. At another dinner, which was primarily about business, they discussed the possibility of Ponticelli resigning from Zurich. As for Callas, Ponticelli claims that he called her a slut and a stupid, air head, miserable childless person. He also told her that she had working horse hands and made comments about her stockings, clothes, and makeup. He implied that her lipstick was the color of a nipple. Ponticelli recalls that Callas called her a “f_ing bitch,” told her he did not have to “put up with this sh_,” and said “f__ you” on a number of occasions. He interrupted her and yelled at her in front of others and repeated what she said in a mocking way. He called her the “big hurt.” According to Ponticelli, Callas cursed or insulted her in this manner more than once, but she cannot remember if it happened more than five times. Callas said that he could see her nipples through her blouse. Callas called her breasts “jugs” and “hooters.” Callas walked down the hall close behind Ponticelli and said something about the way she wiggled. Callas stated that her “rear end” was big, that it shook when she walked, and that she butted her behind in where it did not belong. She never told anyone at Zurich about any of these comments. Callas would also tell Ponticelli if he thought she looked nice or if he did not like her suit. He told her when her stockings wrinkled at her ankles. On occasion, he told her that her clothes were too tight, and once he asked her why she did not wear shorter skirts. He also asked where she got her jewelry. While Ponticelli mentioned these remarks to some of the other technical assistants, she never mentioned them to anyone else at Zurich. Callas told Ponticelli he liked her legs and the way she walked. He also asked her why she sat with her legs crossed. She does not recall whether she complained to anyone regarding these comments. In September 1995, Ponticelli was seated at her desk in her cubicle at 5:30 in the afternoon. A small object sailed by her head, narrowly missing her. It was a rubber stamp thrown by Callas who had borrowed it from Pontieelli earlier in the day. She turned her head to see Callas crouched down in front of her, blocking the doorway. He leaned his left arm on one of the arms of Ponticelli’s chair, and in his right hand he held a draft of a document that she had left for him to review. He asked her, “What is this sh_?” Pontieelli said she would fix it, and Callas responded “fix this” while grabbing his crotch. She asked Callas what she had done wrong, and he said that she was a stupid idiot and a slut. Callas was close enough that she could smell alcohol on his breath. She ducked under his arm and ran out of the cubicle. According to Pontieelli, Callas’s treatment of Pontieelli became worse once it became clear to him that Pontieelli was not going to succumb to alleged pressure for a sexual relationship. She contends that he would threaten her job by telling her that her review was coming up and that she was not going to do well on it. In fact, no review was given. Defendants claim that the threatening of her job was because of her poor work performance. After Pontieelli was transferred to another department (discussed below), she told Callas that she did not want to continue to work with him. He said, “I’d rather talk about you.” He proceeded to ask her the color of her pubic hair and if she had ever had anal sex. “He said something about the doggy position, he asked me if I had ever done that position, and he said something about that he had never gotten to know me, and he asked me what bra size I wore and what my clothing size was.” (Pontieelli Dep. at 402.) She never reported the incident to anyone at Zurich. III. Ponticelli’s Complaints to Fishman and Herbert Herbert was the Senior Human Resource Manager at Zurich during the term of Ponti-celli’s employment there. He was designated to receive and investigate complaints of sexual harassment. In 1995 there was a sexual harassment policy in effect at Zurich. Herbert also attended a May 15, 1995, “Respectful Work Place Seminar” held in New York City for managers at Zurich. Herbert stated that the substance of the seminar related to employer sensitivity of sexual harassment in the workplace. After the incident in which Callas blocked her in her cubicle in September 1995, Ponti-eelli went to Herbert’s office. She informed him that the work hours and conditions at Zurich were causing her pain, that she was not eating lunch, and that she had been diagnosed with carpal tunnel syndrome. She also briefly told Herbert about the incident in her cubicle. He expressed sympathy and told Pontieelli that he knew “they” were giving her a hard time. He was surprised about the cubicle incident and spoke to Pontieelli about the atmosphere in the office. It was then that he told her to take her lunch hour. Herbert’s notes of the interview reflect that Pontieelli made the following comments: that this was a “female slave camp,” and that she “was fearful of being there.” Pontieelli also complained about the hostility, sexism, and the use of words like “pee pee,” and that “they do not treat women like adults or humans.” Pontieelli also told Herbert about Jamison. She does not recall if she told Herbert that Jamison asked her questions of a sexual nature. In this meeting, Pontieelli asserts that Herbert asked if Jamison had ever dragged her to a motel by her hair, because she was beautiful and he would hate to think that Jamison made her sleep with him. She told Herbert that she did not have a sexual relationship with Jamison, and Herbert said that he thought there was nothing wrong with having a consensual sexual relationship with someone at work, that he did not have a happy marriage, and that he thought the office was a good place to meet people. Pon-ticelli spoke with Herbert for one hour. Herbert did not tell Fishman about this meeting until after Ponticelli’s termination. It was unclear to Herbert whether she was complaining about sexual harassment. He contacted Zurich’s in-house counsel and they decided that Herbert would investigate to ensure that Pontieelli was paid for all of the overtime she was working and to explore further Ponticelli’s statement that Jamison had forced her to go to dinner. On October 19,1995, Herbert again met "with Ponticelli to discuss her concerns. His notes show that she said she was somewhat better and had been very tired when they last spoke. She was aware that Zurich was hiring additional staff and stated that that would make things better. She also clarified that Jamison did not physically force her to go to dinner, but that he was persistent after she had said no a few times. While Jamison had questioned her about personal things, she clarified that these questions were not sexual. Ponticelli stated to Herbert that she felt much better after their last meeting and that she knew that Herbert cared. Based on this subsequent meeting, Herbert concluded that it appeared as if Ponticelli’s issues were being addressed by the hiring of an additional person, and he told her to come back to him if that did not alleviate the situation. In December 1995, Ponticelli met with Fishman and asked to be transferred. She advised him that she was afraid of Callas. According to Fishman, she said nothing about sexual harassment. Ponticelli testified that she asked for the transfer out of Callas’s department because she felt that she was given too much work for one person. In response, Fishman agreed to transfer her to Jim Gray’s department, Human Resources Professional Liability, which also reported to Fishman. Callas sent Ponticelli an e-mail wishing her well and indicating that her replacement would be starting on January 8, 1996, and that Ponticelli should train her for the first week and should act in a consultancy role after the transfer occurred. Ponticelli was also told that she would continue to be responsible for the Allstate and CARE programs, one of which already was terminated and the other of which was canceled, meaning there would be little work involved. Pon-ticelli, however, submits that the programs would consume all of her time. When Ponti-celli went to discuss this with Callas, he inquired if she had had anal sex and whether she had ever been in a “doggy position.” Ponticelli then sent an e-mail to Callas refusing to have anything further to do with him. She stated that she would train the new technical assistant but would not act as consultant after the first week. She further declined to accept responsibility for the two programs. In response to this e-mail, Ponti-celli contends that Callas pushed her into a filing cabinet. She claims she remembers that she had bruises on her body, although she is not sure what side of her body was bruised. She did not see a doctor for her injuries and did not report this incident to anyone at Zurich. Fishman asked to speak with Ponticelli about her refusal to perform the transitional duties. Ponticelli again told Fishman of her fear of Callas and his abuse toward her. She did not tell him about any specific incidents. Fishman testified that the only complaint she lodged with him about Callas was that she was physically afraid of him. IV. Ponticelli’s Departure from Zurich On March 19, 1996, Fishman called Ponti-celli to his office and told her that things were not working out. He discussed with her errors she was making in her work and showed her documents that he said contained forged signatures. Fishman testified that Joanne Roldan (“Roldan”), a Zurich employee who was licenced to serve as an insurance broker, complained to him that somebody had forged her signature to documents that required a licensed broker’s signature. The forgeries were on documents associated with the business that Ponticelli was responsible for processing. Upon Fishman’s statement to Ponticelli that he believed that she had forged Roldan’s signature, she denied it. Ponticelli admitted that she was the only underwriting technician in the human resources professional liability group at Zurich at the time the document was processed but stated that she did not know if she had been responsible for processing the document in question. It was then that Fishman fired her. On September 6, 1996, Ponticelli filed charges with the Equal Employment Opportunity Commission (the “EEOC”) against Zurich and the individual defendants. On September 9, 1996, the EEOC issued a right to sue letter with'reference to Ponticelli’s Complaint, and this action was filed 90 days of the issuance of the letter. Discussion 1. Standard for Summary Judgment Rule 56(c) of the Federal Rules of Civil Procedure provides that a motion for summary judgment may be granted when “there is no genuine issue of material fact remaining for trial and the moving party is entitled to judgment as a matter of law.” The Second Circuit has repeatedly noted that “as a general rule, all ambiguities and inferences to be drawn from the underlying facts should be resolved in favor of the party opposing the motion, and all doubts as to the existence of a genuine issue for trial should be resolved against the moving party.” Tomka v. Seiler, 66 F.3d 1295, 1304 (2d Cir.1995); Burrell v. City Univ. of N.Y., 894 F.Supp. 750, 757 (S.D.N.Y.1995) (citing Brady v. Town of Colchester, 863 F.2d 205, 210 (2d Cir.1988) and Celotex Corp. v. Catrett, 477 U.S. 317, 330 n. 2, 106 S.Ct. 2548, 91 L.Ed.2d 265 (1986) (Brennan, J., dissenting)). If, when viewing the evidence produced in the light most favorable to the nonmovant, there is no genuine issue of material fact, then the entry of summary judgment is appropriate. Burrell, 894 F.Supp. at 758 (citing Binder v. Long Island Lighting Co., 933 F.2d 187, 191 (2d Cir.1991)). In addition to the foregoing standards, the Second Circuit has held that additional considerations must be taken into account when deciding whether summary judgment should issue in an employment discrimination action. Gallo v. Prudential Residential Services, 22 F.3d 1219, 1224 (2d Cir.1994); see also Montana v. First Fed. Sav. & Loan Ass’n, 869 F.2d 100, 103 (2d Cir.1989); Meiri v. Dacon, 759 F.2d 989, 998 (2d Cir.1985). Because writings directly supporting a claim of intentional discrimination are rarely, if ever, found among an employer’s documents, a trial court must be particularly cautious about granting summary judgment when the employer’s intent is at issue. Affidavits and depositions must be scrutinized for circumstantial evidence which, if believed, would show discrimination. Gallo, 22 F.3d at 1224. II. Defendants’ Motion for Summary Judgment on Ponticelli’s First Cause of Action for Violation of 42 U.S.C. § 1983 Is Granted Because Ponticelli Cannot Allege State Action Section 1983 of Title 42 provides that: Every person who, under color of any statute, ordinance, regulation, custom, or usage, of any State ... subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be ha-ble to the party injured.... 42 U.S.C.A. § 1983 (West Supp.1997). The constitutional sections creating the substantive rights in this case are the Fifth and Fourteenth Amendments. Ponticelli alleges that she was denied her rights under those Amendments by Defendants on the basis of her sex. Because the Amendments are directed at the States, they can be violated only by “state action” and not by the conduct of a private actor. “Careful adherence to the ‘state action’ requirement preserves an area of individual freedom by limiting the reach of federal law and federal judicial power.” Lugar v. Edmondson Oil Co., 457 U.S. 922, 936, 102 S.Ct. 2744, 73 L.Ed.2d 482 (1982). Section § 1983’s “under color of law” requirement is treated “ ‘as the same thing’ as the ‘state action’” requirement under the Constitution. Rendell-Baker v. Kohn, 457 U.S. 830, 102 S.Ct. 2764, 73 L.Ed.2d 418 (1982) (quoting United States v. Price, 383 U.S. 787, 794 n. 7, 86 S.Ct. 1152, 16 L.Ed.2d 267 (1966)). To prevail in this § 1983 action, Ponticelli must show (1) that Defendants deprived her of a right secured by the Constitution or laws of the United States and (2) that, in doing so, Defendants acted under color of state law. See Flagg Bros., Inc. v. Brooks, 436 U.S. 149, 156-57, 98 S.Ct. 1729, 56 L.Ed.2d 185 (1978). The question in this case is whether the actions of the Defendants could be considered the actions of the State for the purposes of liability under 42 U.S.C. § 1983. The answer is no. “The ultimate issue in determining whether [Defendants are] subject to suit under § 1983 is the same question posed in cases arising under the Fourteenth Amendment: is the alleged infringement of federal rights ‘fairly attributable to the State?’” Rendell-Baker, 457 U.S. at 838, 102 S.Ct. 2764 (quoting Lugar, 457 U.S. at 937, 102 S.Ct. 2744). For the conduct of Defendants to be fairly attributable to the State, Defendants must be state actors. See Lugar, 457 U.S. at 937, 102 S.Ct. 2744. In the instant case, the group of Defendants consists of a private insurance company licensed to do business in the state of New York and its employees. “Only in rare circumstances can a private party be viewed as a ‘state actor’ for section 1983 purposes.” Harvey v. Harvey, 949 F.2d 1127, 1130 (11th Cir.1992). In the instant case, the Defendants may be held liable under § 1983 if they pass the so-called “close nexus/joint action test,” which requires the plaintiff to demonstrate “ ‘a sufficiently close nexus between the State and the challenged action of the [private] regulated entity so that the action of the latter may be fairly treated as that of the State itself.’” Blum v. Yaretsky, 457 U.S. 991, 1004, 102 S.Ct. 2777, 73 L.Ed.2d 534 (1982) (quoting Jackson v. Metropolitan Edison Co., 419 U.S. 345, 351, 95 S.Ct. 449, 42 L.Ed.2d 477 (1974)). Ponticelli has failed to create a sufficiently close nexus between the State and the private Defendants to mandate their classification as state actors. Ponticelli has not demonstrated that the Defendants are “willful partieipant[s] in joint activity with the State or its agents,” Adickes v. S.H. Kress & Co., 398 U.S. 144, 152, 90 S.Ct. 1598, 26 L.Ed.2d 142 (1970), or that they collaborated or conspired with a person acting under color of state law to violate Ponticelli’s constitutional rights. See Singer v. Fulton County Sheriff, 63 F.3d 110, 119 (2d Cir.1995). Zurich cannot be deemed to be acting under color of state law by virtue of the fact that it is licensed to conduct business in New York. See, e.g., Leeds v. Meltz, 85 F.3d 51, 54 (2d Cir.1996) (stating that extensive regulation and even public funding, either alone or taken together, will not transform a private actor into a state actor); Glendora v. Cablevision Sys. Corp., 893 F.Supp. 264, 269 (S.D.N.Y.1995) (that the defendant is subject to state and federal regulation, or. operates pursuant to a government franchise, does not transform its actions into state action). Because Ponticelli fails to make a showing of state action, summary judgment is granted to Defendants. III. Summary Judgment Is Granted to Defendants to the Extent That Ponticelli Alleges Disparate Treatment Due to Gender Discrimination The Complaint is rather cryptic in alleging the theories under which the Defendants have purportedly violated Title VII. For example, Ponticelli’s opposition to Defendants’ summary judgment motion clarifies that she is alleging the creation of a hostile work environment and quid pro quo sexual harassment. To the extent she alleges gender discrimination predicated on disparate treatment, however, her claim fails. To establish a prima facie case of gender-based discrimination, a plaintiff must show that she was treated less favorably than comparable male employees in circumstances from which a gender-based motive could be inferred. See Luciano v. Olsten Corp., 110 F.3d 210, 215 (2d Cir.1997); Hansen v. Dean Witter Reynolds, Inc., 887 F.Supp. 669, 672 (S.D.N.Y.1995). The plaintiff must prove the prima facie case by a preponderance of evidence. See id. (citing St. Mary’s Honor Ctr. v. Hicks, 509 U.S. 502, 510, 113 S.Ct. 2742, 125 L.Ed.2d 407 (1993)). In this case, Ponticelli’s evidence of gender discrimination, apart from her sexual harassment allegations which are discussed below, consists of bare-boned assertions that the women at Zurich did all the work while the men did virtually nothing. However, the men who allegedly did nothing were the managers and underwriters, and thus not similarly situated to Ponticelli. Cf. Cosgrove v. Sears, Roebuck & Co., 9 F.3d 1033, 1041 (2d Cir.1993) (finding that plaintiff failed to demonstrate gender discrimination because all similarly situated employees but one were promoted faster than plaintiff). Ponticelli has provided no evidence that she was singled out for the alleged abuse because she is female, and she presents no evidence that other females were abused as she claims to have been. Ponticelli’s allegation that Callas yelled at her, criticized her work, and generally treated her unfairly, therefore, are insufficient to establish a prima facie case of gender-based discrimination. See, e.g., Galdieri-Ambrosini v. National Realty & Dev. Corp., 136 F.3d 276, 290 (2d Cir.1998) (stating that the court has upheld the “dismissal of a Title VII complaint for failure to state a claim where a female employee alleged gender discrimination on the basis that the promotions she sought were given to more attractive women, but did not allege that men were not also subject to attractiveness criteria in determining promotions and did not allege that she had ever been in competition with a male” (referring to Malarkey v. Texaco, Inc., 704 F.2d 674, 674-75 (2d Cir.1983) (per curiam))). Additionally, Ponticelli has not demonstrated that gender was the reason Fish-man terminated her. In fact, at her deposition, Ponticelli admitted that Fishman did not say or do anything that could lead her to believe that he might have fired her because she is a woman. Again, Ponticelli has not pointed to a single similarly situated male who, for example, was believed to have forged signatures or whose work was regarded as unsatisfactory, who received different treatment. Ponticelli claims that others made mistakes, but this bare allegation is insufficient to withstand a motion for summary judgment. See Henry v. Daytop Village, Inc., 42 F.3d 89, 97 (2d Cir.1994) (finding that for a selective enforcement claim to reach a jury, the plaintiff must adduce evidence of more than mere eonelusory or unsubstantiated statements). To defeat summary judgment on a claim for selective enforcement, Ponticelli must show that similarly situated male employees received favorable treatment or did not incur the same disciplinary actions for similar infractions. See generally id. Because Ponti-celli has not “sufficiently established a pattern of disparate treatment based on gender, from which a rational factfinder could infer unlawful discriminatory animus,” id. at 96, a claim for selective enforcement cannot be sustained. The allegations in the Complaint, rather, are properly dealt with under the theories of sexual harassment and retaliation. IV. Claims Under Title VII Against Callas, Herbert, and Fishman in Their Individual Capacities Are Dismissed In addition to naming Zurich as a defendant, Ponticelli has named Callas, Herbert, and Fishman in their individual and official capacities. The Title VII claims against each of these individuals are hereby dismissed as a matter of law. In Tomka, 66 F.3d at 1314, the Second Circuit held that individual defendants, including those with supervisory capacity, could not be held personally liable for alleged violations of Title VII. The Second Circuit reasoned that Congress did not intend to allow civil liability to run against individual employees, for this would not have comported with Congress’s intent to protect small employers from liability and from the burden associated with litigating discrimination. A finding of agent liability, moreover, would require courts to differentiate among agents with the power to hire and fire from supervisors without these powers. Tomka, 66 F.3d at 1314. V. Defendants’ motion for Summary Judgment Is Denied as to Ponticelli’s Sexual Harassment Claim Promised on a Hostile Work Environment and Granted as to the Quid Pro Quo Claim Ponticelli alleges sexual harassment in violation of both Title VII and the HRL. Claims under the HRL are similar to sexual harassment claims under Title VII and can be examined identically for summary judgment purposes, “at least as far as determining whether sexual harassment has taken place.” Seepersad v. D.A.O.R. Security, Inc., No. 97 Civ.2086, 1998 WL 474205, at *3 (S.D.N.Y. Aug.12, 1998); see Tomka, 66 F.3d at 1304 n. 4. However, the standards under federal and state law differ somewhat on the question of employer liability. See Seepersad, 1998 WL 474205, at *3. The claims will therefore be analyzed separately. A. Ponticelli’s Sexual Harassment Claim Under Title VII On June 26, 1998, a few weeks after the submission of the instant motions, the United States Supreme Court handed down decisions is Burlington Industries, Inc. v. Ellerth, - U.S. -, 118 S.Ct. 2257, 141 L.Ed.2d 633 (1998), and Faragher v. City of Boca Raton, — U.S. -, 118 S.Ct. 2275, 141 L.Ed.2d 662 (1998), which have altered in some, respects the landscape of sexual harassment jurisprudence. In many cases, such a development would require further briefing by the parties, allowing them to argue the motion under the new standards. However, the submission of evidence in this case relevant to the previous standard is sufficient to enable a determination under the revised standard. Therefore further briefing is not necessary. Application of Ellerth and Faragher to the case at bar reveal that Ponticelli has not stated a claim for quid pro quo harassment but that there exists a triable issue of fact as to her claim for hostile work environment under Title VII. 1. Ponticelli Cannot Sustain a Claim Founded Upon the Theory of Quid Pro Quo Harassment Ponticelli contends that she was subjected to quid pro quo sexual harassment because she understood that she would receive a poor performance review from Callas if she would not engage in a sexual relationship with him. However, the record reflects that Ponticelli neither submitted to any alleged sexual advance nor was she denied a tangible benefit because of her rejection. Indeed, nothing in the Complaint or Pontieelli’s testimony establishes that Callas conditioned any tangible job detriment or benefit on Ponticelli’s refusal or acceptance of any alleged sexual advance. In fact, Ponticelli has not demonstrated that Callas made any sexual advances or requested any sexual favors from her. According to Ponticelli, she was nonetheless subjected to threats — for example, the threatened poor performance review. Yet no review was given. Ponticelli contends that while the threats were never acted upon, she continued to endure them and lived with the anticipation of their being realized. Assuming arguendo that Callas did make sexual advances toward Ponticelli, a threat of a tangible job detriment is insufficient to constitute quid pro quo sexual harassment. In Ellerth, the Supreme Court confronted the question of whether a plaintiff may state a claim of quid pro quo sexual harassment under Title VII when the plaintiff employee has not submitted to the sexual advance of the alleged harasser and has not suffered any tangible effects on the compensation, terms, conditions, or privileges of employment as a consequence of the refusal to submit to those advances. It answered in the negative. The Ellerth Court stated that [e]ases based on threats which are carried out are referred to often as quid pro quo cases, as distinct from bothersome attentions or sexual remarks that are sufficiently severe or pervasive to create a hostile work environment. The terms quid pro quo and hostile work environment are helpful, perhaps, in making a rough demarcation between cases in which threats are carried out and those where they are not or are absent altogether.... Ellerth, — U.S. at -, 118 S.Ct. at 2264. Indeed, as the Court observed, § 703(a) of Title VII, forbidding an employer “(1) to fail or refuse to hire or to discharge any individual, or otherwise to discriminate against any individual with respect to his compensation, terms, conditions or privileges of employment, because of such individual’s ... sex,” 42 U.S.C. § 2000e-2(a)(l), does not include the terms “quid pro quo ” and “hostile work environment.” See Ellerth, — U.S. at -, 118 S.Ct. at 2264. However, when the threshold question of whether a plaintiff can prove discrimination in violation of Title VII exists, the terms exhibit their “limited utility,” id. because “they illustrate the distinction between those cases involving a threat which is carried out and offensive conduct in general.” Id. at 2265. Given that Callas did not carry out any of the alleged threats, and Ponticelli has offered no evidence indicating that Callas played a part in her termination, Pontieelli’s claim must be characterized as a hostile work environment, and not a quid pro quo, claim. See id. 2. There Exists an Issue of Material Fact as to Whether Ponticelli Was Subjected to a Hostile Work Environment Under Title VII In Meritor Savings Bank, FSB v. Vinson, 477 U.S. 57, 106 S.Ct. 2399, 91 L.Ed.2d 49 (1986), the Supreme Court held that sexual harassment so “severe or pervasive” as to “‘alter the conditions of [the victim’s] employment and create an abusive working environment’ ” violates Title VII. Id. at 67, 106 S.Ct. 2399 (quoting Henson v. Dundee, 682 F.2d 897, 904 (11th Cir.1982)). “A sexually objectionable environment must be both objectively and subjectively offensive, one that a reasonable person would find hostile or abusive, and one that the victim in fact did perceive to be so.” Faragher, — U.S. at -, 118 S.Ct. at 2283. To prevail on a hostile work environment claim, Ponticelli must show that “the workplace is permeated with discriminatory intimidation, ridicule, and insult ... that is sufficiently severe or pervasive to alter the conditions of the victim’s employment.” Tomka, 66 F.3d at 1305 (quoting Harris v. Forklift Sys., Inc., 510 U.S. 17, 21, 114 S.Ct. 367, 126 L.Ed.2d 295 (1993)) (internal quotations omitted). To decide whether a hostile work environment exists, a finder of fact must consider the totality of the circumstances which may include the “frequency of the discriminatory conduct; its severity; whether it is physically threatening or humiliating, or a mere offensive utterance; and whether it unreasonably interferes with an employee’s work performance.” Riedinger v. D’Amicantino, 974 F.Supp. at 327 (citing Tomka, 66 F.3d at 1305, n. 5). In order to be actionable, the incidents of harassment must occur in concert or with a regularity that can reasonably be termed pervasive. “Isolated remarks will not merit relief under Title VII.” Id.; see Torres v. Pisano, 116 F.3d 625, 631 (2d Cir.1997) (stating that “[c]onduct that is ‘merely offensive’ and ‘not severe or pervasive enough to create an objectively hostile or abusive work environment — an environment that a reasonable person would find hostile or abusive — is beyond Title VII’s purview.’” (quoting Harris, 510 U.S. at 21, 114 S.Ct. 367)); Kotcher v. Rosa and Sullivan Appliance Ctr., Inc., 957 F.2d 59, 62 (2d Cir.1992) (“The incidents must be repeated and continuous....”); Carrero v. New York City Housing Auth., 890 F.2d 569, 577 (2d Cir.1989) (“The incidents must be more than episodic; they must be sufficiently continuous and concerted in order to be deemed pervasive.”). In the instant ease, Defendants assumed, for the purposes of the motion, without so conceding, that a reasonable person would have experienced a sexually harassing environment under the facts alleged by Ponticelli. Had Defendants contested this point, a fuller analysis would have been outlined in the instant opinion, but the conclusion remains the same: there exists an issue of fact as to whether Ponticelli endured a hostile work environment precluding a grant of summary judgment to Defendants. Evaluating the severity and pervasiveness of a harasser’s conduct on summary judgment is neither easy nor, in many cases, appropriate. See DiLaurenzio v. Atlantic Paratrans, Inc., 926 F.Supp. 310, 314 (E.D.N.Y.1996) (noting that the pervasiveness of harassing conduct “is the sort of issue that is often not susceptible of summary resolution”). Here, a reasonable jury could find that the conduct of Callas, in particular, constituted sexual harassment. The crux of Defendants’ attack is that Ponticelli’s sexual harassment claim fails to establish any grounds on which to impute liability to Zurich. Prior to Ellerth and Far-agher, to establish a prima facie case of a hostile work environment, the Second Circuit required the plaintiff to show “that a specific basis exists for imputing the conduct that created the hostile environment to the employer.” Van Zant v. KLM Royal Dutch Airlines, 80 F.3d 708, 715 (2d Cir.1996). Ellerth and Faragher, however, have reshaped the standards for determining employer liability. Ellerth and Faragher called for the identification of the circumstances under which an employer might be held Hable under Title VII for the acts by a “supervisory employee” that created a hostile work environment constituting employment discrimination by virtue of the sexual harassment of a subordinate. See Faragher, — U.S. at -, 118 S.Ct. at 2279. The Supreme Court enunciated a rule of vicarious HabiHty. See id.; Ellerth, — U.S. at -, 118 S.Ct. at 2270. As articulated by the Court: An employer is subject to vicarious liability to a victimized employee for an actionable hostile environment created by a supervisor with immediate (or successively higher) authority over the employee. When no tangible employment action is taken, a defending employer may raise an affirmative defense to Hability or damages, subject to proof by a preponderance of the evidence, see Fed.Rule Civ.Proc. 8(c). The defense comprises two necessary elements: (a) that the employer exercised reasonable care to prevent and correct promptly any sexuaUy harassing behavior, and (b) that the plaintiff employee unreasonably failed to take advantage of any preventive or corrective opportunities provided by the employer or to avoid harm otherwise. Id. at 2270; Faragher, 118 S.Ct. at 2293. Thus, Zurich is subject to vicarious HabiHty for Callas’s, and potentially Herbert’s, conduct. However, because there is no actionable quid pro quo harassment — in that the harassing conduct did not culminate in a tangible job detriment for failure to succumb to the sexual advances of a supervisor — the affirmative defense looking to the reasonableness of Zurich’s conduct, as well as that of PonticelH, is available to Zurich. As an initial matter, clarification is warranted as to whose behavior PonticelH desires to impute to Zurich. The Complaint appears to assert that sexual harassment perpetrated by Callas and Herbert should impute HabiHty to Zurich. PonticelH also alleges that Fishman should be Hable for condoning and ratifying the harassment, and for ultimately making the decision to terminate her in March 1996. The termination is discussed below in terms of the retaliation claim. However, since PonticelH aHeges no acts by Fishman that are of a sexually harassing nature, Zurich cannot be held Hable for Fishman’s conduct under a theory of harassment based on the creation of a hostile work environment. PonticelH’s deposition testimony also relays the inappropriate conduct of Jamison, a senior underwriter for whom PonticelH performed work, Paul Penoni, the head of the computer department, McKuen, an underwriter, and Kieman, a senior underwriter. Finally, PonticelH notes a conversation she had with Herbert which she alleges was sexual in nature. Of these individuals, Callas was her “immediate” supervisor and Jamison supervised the work she conducted for him. The others, save Herbert, would be considered co-workers. Zurich would only face HabiHty for the conduct of PontieelH’s coworkers if PonticelH demonstrates that it “‘either provided no reasonable avenue for complaint or knew of the harassment and did nothing about it.’” Perry v. Ethan Allen, Inc., 115 F.3d 143, 149 (2d Cir.1997) (quoting Karibian v. Columbia Univ., 14 F.3d 773, 780 (2d Cir.1994)); see Van Zant, 80 F.3d at 715. The rule in Ellerth and Faragher is Hmited to harassment by a supervisor with immediate or successively higher authority over the plaintiff. See Ellerth, — U.S. at -, 118 S.Ct. at 2270; Faragher, — U.S. at -, 118 S.Ct. at 2293. Not only did PonticelH fail to include acts by these individuals in her Complaint, but the record indicates that she failed to put Zurich on notice regarding the harassing comments they made. Therefore, PonticelH is unable to sustain a claim against Zurich for the conduct of those individuals. Thus only Callas, Jami-son, and Herbert remain. Herbert was neither PonticelH’s coworker nor her “immediate” supervisor. As Vice President of Human Resources, he was designated by Zurich to receive and investí-gate claims of sexual harassment. Given his station, for the purposes of this motion, he will be subject to the analysis set forth in Ellerth and Faragher. Defendants contend, however, that the comments that Herbert made to Ponticelli do not amount to sexual harassment as a matter of law, and therefore, the issue of employer liability is moot. Ponticelli went to Herbert to complain of Callas and Jamison’s behavior. According to Ponticelli, Herbert kept wanting her to go over the details of her dinner with Jamison. Herbert asked Ponticelli if Jamison had ever dragged her to a motel by her hair. He stated that she has beautiful red hair and white skin, and would hate to think that Jamison made her sleep with him. Jamison is African American. He also told Ponticelli that he thought there was nothing wrong with having a sexual relationship with someone at work as long as it was mutually agreed upon. Moreover, he commented that she was very attractive and suggested that she should enjoy herself a little. Defendants maintain that this alleged harassment is nothing more than an isolated incident. However, as stated above, that question is best left to a jury. The comments are not so “casual” or “isolated” to warrant dismissal as a matter of law. A jury may find they contributed to the hostile work environment created by Callas. Thus, it is appropriate to analyze Zurich’s defense as to the conduct of Callas, Herbert, and Jamison to assess whether summary judgment is warranted. The Ellerth/Faragher affirmative defense requires the showing of reasonable care on Zurich’s part to prevent and promptly correct any sexually harassing conduct and a showing that Ponticelli unreasonably failed to take advantage of the opportunities provided by Zurich to prevent or correct the harassment or to otherwise avoid harm. When litigating the first element of the defense, the Supreme Court explained that “[w]hile proof that an employer had promulgated an antiharassment policy with complaint procedure is not necessary in every instance as a matter of law, the need for the stated policy suitable to the employment circumstances may appropriately be addressed in any case.” Ellerth, — U.S. at -, 118 S.Ct. at 2270; Faragher, — U.S. at -, 118 S.Ct. at 2293. Here, there appears to have been an antiharassment policy and an avenue for a person to complain about sexual harassment — namely, Herbert. Given Ponti-celli’s allegations against Herbert, whether Zurich exercised reasonable care in its designation of Herbert as the individual to receive and investigate claims of sexual harassment is a question of fact. Moreover, Ponticelli claims that her complaints of harassment were not adequately investigated and promptly corrected. Again, this illustrates a factual dispute, resolution of which is inappropriate at this stage. Furthermore, there remain material issues' of fact regarding Zurich’s burden of showing that Ponticelli was unreasonable in taking steps to correct the harassment. Under this second element of the Ellerth/Faragher affirmative defense, An employer may, for example, have provided a proven, effective mechanism for reporting and resolving complaints of sexual harassment, available to the employee without undue risk or expense. If the plaintiff unreasonably failed to avail herself of the employer’s preventive or remedial apparatus, she should not recover damages that could have been avoided if she had done so.... [Wjhile proof that an employee failed to fulfill the corresponding obligation of reasonable care to avoid harm is not limited to showing an unreasonable failure to use any complaint procedure provided by the employer, a demonstration of such failure will normally suffice to satisfy the employer’s burden under [this] element of the defense. Faragher, — U.S. at -, 118 S.Ct. at 2292-93. Ponticelli asserts that she complained to Herbert about Callas and Jamison. She also complained to Fishman about Callas. Yet she complained about Herbert to no one. Regarding Callas, it is undisputed that Ponticelli requested a transfer from Fishman and stated that she felt physically threatened by Callas. Fishman responded by transferring Ponticelli so that she supported another line of business supervised by Jim Gray. Ponticelli contends that after her transfer, in refusing to do further work for Callas, she complained again to Fishman regarding the ongoing abusive behavior to which she was subjected by Callas. She claims that she told Fishman of the sexual harassment and requested to be removed from the situation as it was dangerous for her to be there. To this, Fishman responded that he also feared Callas, that Callas had a violent temper, and that he too felt uncomfortable around him. Defendants dispute that Ponticelli described to Fishman that the nature of the harassment was sexual. Fishman represents that the only complaint Ponticelli lodged with him .about Callas was that she felt physically afraid of him. It is similarly unclear whether complaints to Herbert constituted complaints of sexual harassment. Herbert’s contemporaneous notes of the conversations with Ponticelli and his deposition testimony reveal that Ponticel-li’s primary complaint was that she was overworked. Although Ponticelli also commented that her work environment seemed like a “female slave camp” and used phrases such as “divide me up like I am in prison camp of chauvinistic soldiers,” “sexism,” and “they do not treat women like adults or humans,” these comments do not necessarily constitute allegations of sexual harassment. Regarding Jamison, again there exists a factual issue whether Pontieelli’s complaint to Herbert was one of sexual harassment. Pon-ticelli’s deposition testimony reflects that she does not clearly recall if she told Herbert that Jamison asked her questions of a sexual nature. Herbert asserts that he was not sure whether Pontieelli’s complaints included sexual harassment. According to Herbert, upon a subsequent meeting with Ponticelli, she claimed she felt somewhat better since their last meeting, that she was really tired when they had last met, and that Jamison’s questions to her were not sexual in nature. A jury may find that Ponticelli did or did not unreasonably fail to take advantage of the measures employed by Zurich to combat sexual harassment. Reading the facts in a light most favorable to Ponticelli, a finding that Zurich has met its burden in establishing its affirmative defense cannot be made. Triable issues of fact exist as to whether Ponticelli’s allegation of harassment by Callas, Jamison, and Herbert created an actionable hostile work environment, and, in the event that they did, whether Zurich can prevail on the Ellerth/Faragher affirmative defense. Thus, Defendants’ motion for summary judgment is denied. B. Ponticelli’s Sexual Harassment Claim Against Zurich Under the HRL As explained below, this Court declines to exercise supplemental jurisdiction over the individual defendants in this action. The sexual harassment claim against Zurich under the HRL, however, remains. 1. Ponticelli’s Hostile Work Environment Claim Against Zurich Under the HRL Claims brought under the HRL are analytically identical to claims brought under Title VII, see Torres, 116 F.3d at 629 n. 1, although it has been suggested that “[i]n terms of imputing liability to the employer, the [HRL] imposes a stricter standard than Title VII.” Id. (quoting Bush v. Raymond Corp., 954 F.Supp. 490, 496 n. 3 (N.D.N.Y.1997)); cf., Seepersad, 1998 WL 474205, at *3. It has been established in federal and state courts in New York that the standards of proof for claims brought under the HRL are governed by the same standards as a claim under Title VII. See Reed v. A.W. Lawrence & Co., Inc., 95 F.3d 1170, 1177 (2d Cir.1996) (stating that “New York courts rely on federal law when determining claims under the New York Human Rights Law”). However, in the wake of Ellerbh and Faragher, it is unclear whether New York courts will follow the Supreme Court’s mandate or continue under the pre-Ellerth/Faragher standard. Because the standards for employer liability under the HRL and under Title VII pre-Ellerth/Faragher are virtually the same, analysis of Zurich’s liability will be conducted under the previous standard. As with the claim under Title VII, Defendants’ motion for summary judgment on Pontieelli’s hostile work environment claim is denied. In Torres, the Second Circuit articulated the following grounds for imputing liability to employers under Title VII: [A]n employer will be held liable for the harassment perpetrated by one of its supervisors if: a) the supervisor was at a sufficiently high level in the company, or b) the supervisor used his actual or apparent authority to further the harassment, or was otherwise aided in accomplishing the harassment by the existence of the agency relationship, or c) the employer provided no reasonable avenue for complaint, or d) the employer knew (or should have known) of the harassment but unreasonably failed to stop it. Torres, 116 F.3d at 634 (footnotes omitted). The liability of an employer under the HRL, however, differs from the Torres analysis in that under the HRL, “an ‘employer cannot be held liable for an employee’s discriminatory act unless the employer became a party to it by encouraging, condoning, or approving it.’” State Div. of Human Rights v. St. Elizabeth’s Hosp., 66 N.Y.2d 684, 687, 487 N.E.2d 268, 496 N.Y.S.2d 411, 412 (1985) (quoting Totem Taxi v. State Human Rights Appeal Bd., 65 N.Y.2d 300, 305, 480 N.E.2d 1075, 491 N.Y.S.2d 293, 295 (1985)). “An employer’s calculated inaction in response to discriminatory conduct may, as readily as affirmative action, indicate condonation.” Id. at 687, 496 N.Y.S.2d 411, 487 N.E.2d 268. An employer may disprove this condonation by a showing that “the employer reasonably investigated a complaint of discriminatory conduct and took corrective action.” Father Belle Community Ctr. v. New York State Div. of Human Rights, 221 A.D.2d 44, 53-54, 642 N.Y.S.2d 739, 746 (4th Dep’t 1996). Thus, “employer liability under the [HRL] is very similar to the fourth prong of the Torres test, except that actual notice, rather than constructive notice, appears to be required under the [HRL].” Seepersad, 1998 WL 474205, at *4 (citing St. Elizabeth’s Hosp., 66 N.Y.2d at 687, 496 N.Y.S.2d at 412, 487 N.E.2d 268 (“Condonation ... contemplates a knowing, after-the-fact forgiveness or acceptance of an offense.”)). Ponticelli has raised an issue of fact as to the fourth prong in Torres. She maintains that she complained to Herbert and Fishman of the harassment and that nothing meaningful was done. Zurich points out that Ponti-celli admits that she does not recall telling Herbert about Jamison’s alleged sexual conduct. Similarly, while Fishman denies that she said anything about sexual conduct at all, Ponticelli does not remember anything specific about what she told Fishman about Ja-mison. She also concedes that she never mentioned to anyone at Zurich about the comments made to her about her clothes or body. Therefore, Zurich represents that its duty to take reasonable steps to eliminate the conduct could not have been triggered. As to Callas, the complaints again, according to Zurich, did not alert it of any sexually harassing behavior. As discussed above, there is a question of fact as to whether Herbert and Fishman were aware that Ponti-celli was complaining of sexual harassment. Assuming arguendo that Zurich — due to the complaints to Herbert and Fishman— had actual notice, according to Zurich, that its action in transferring Ponticelli was reasonable and sufficient is evidenced by th