§ 6616. Loans to economically disadvantaged rural communities


§ 6617. Authorization of appropriations and spending authority


§ 6702. Study of global climate change, agriculture, and forestry


§ 6704. Office of International Forestry


§ 6705. Line item


§ 6706. Institutes of Tropical Forestry


§ 6707. Urban forestry demonstration projects


§ 6709. Interagency cooperation to maximize biomass growth


§ 671. Arbitration of disputes concerning milk


§ 6710. Authorization of appropriations


§ 6711. Carbon cycle research


§ 6712. Greenhouse Gas Technical Assistance Provider and Third-Party Verifier Program


§ 672. Agreements; licenses, regulations, programs, etc., unaffected


§ 673. Taxes under Agricultural Adjustment Act; laws unaffected


§ 674. Short title


§ 6801. Findings and declaration of policy


§ 6802. Definitions


§ 6803. Issuance of orders


§ 6804. Required terms in orders


§ 6805. Exclusion; determinations


§ 6806. Referenda


§ 6808. Enforcement


§ 6809. Investigations and power to subpoena


§ 6810. Confidentiality


§ 6811. Authority for Secretary to suspend or terminate order


§ 6812. Construction


§ 6813. Regulations


§ 6814. Authorization of appropriations


§ 6902. Definitions


§ 6915. Combination of field offices


§ 6916. Improvement of information sharing


§ 6918. Assistant Secretaries of Agriculture


§ 6919. Military Veterans Agricultural Liaison


§ 6920. Office of Energy Policy and New Uses


§ 6921. Office of Tribal Relations


§ 6922. Office of Homeland Security


§ 6923. Office of Urban Agriculture and Innovative Production


§ 6924. Food Loss and Waste Reduction Liaison


§ 6925. Food Access Liaison


§ 6931. Under Secretary of Agriculture for Farm Production and Conservation


§ 6934. Office of Partnerships and Public Engagement


§ 6934a. Beginning farmer and rancher coordination


§ 6934b. Agricultural Youth Organization Coordinator


§ 6936. Natural Resources Conservation Service


§ 6941. Under Secretary of Agriculture for Rural Development


§ 6941a. Coordinator for Chronically Underserved Rural Areas


§ 6943. Rural Housing and Community Development Service


§ 6945. Rural Development Disaster Assistance Fund


§ 6946. Rural Health Liaison


§ 6951. Under Secretary of Agriculture for Food, Nutrition, and Consumer Services


§ 6952. Multiagency task force


§ 6953. Healthy food financing initiative


§ 6961. Under Secretary of Agriculture for Natural Resources and Environment


§ 6962a. Cooperative agreements


§ 6971. Under Secretary of Agriculture for Research, Education, and Economics


§ 6981. Under Secretary of Agriculture for Food Safety


§ 6982. Conditions for implementation of alterations in the level of additives allowed in animal diets


§ 6995. Informal hearings


§ 6j. Restrictions on dual trading in security futures products on designated contract markets and registered derivatives transaction execution facilities


§ 6l. Commodity trading advisors and commodity pool operators; Congressional finding


§ 6p. Standards and examinations


§ 6q. Special procedures to encourage and facilitate bona fide hedging by agricultural producers


§ 6r. Reporting and recordkeeping for uncleared swaps


§ 6t. Large swap trader reporting


§ 7001. Conforming amendments relating to National Appeals Division


§ 7002. Authorization of appropriations


§ 7005. Under Secretary of Agriculture for Marketing and Regulatory Programs


§ 7007. Under Secretary of Agriculture for Trade and Foreign Agricultural Affairs


§ 7011. Successorship provisions relating to bargaining units and exclusive representatives


§ 7012. Purchase of American-made equipment and products


§ 7014. Termination of authority


§ 7031. Electronic filing and retrieval


§ 7032. Accessing information and filing over the Internet


§ 7033. Availability of agency information technology funds


§ 7034. Federal Crop Insurance Corporation and Risk Management Agency


§ 7035. Confidentiality


§ 7101. Findings and declaration of policy


§ 7102. Definitions


§ 7103. Issuance and amendment of orders


§ 7104. Required terms in orders


§ 7105. Referenda


§ 7106. Petition and review


§ 7107. Enforcement


§ 7108. Investigations and power to subpoena


§ 7109. Administrative provisions


§ 7110. Regulations


§ 7111. Authorization of appropriations


§ 7202. Definitions


§ 7212. Elements of contracts


§ 7213. Amounts available for contract payments


§ 7214. Determination of contract payments under contracts


§ 7215. Applicability of payment limitations


§ 7216. Violations of contract


§ 7217. Transfer or change of interest in lands subject to contract


§ 7218. Planting flexibility


§ 7231. Availability of nonrecourse marketing assistance loans


§ 7232. Loan rates for marketing assistance loans


§ 7233. Term of loans


§ 7234. Repayment of loans


§ 7235. Loan deficiency payments


§ 7236a. Special competitive provisions for extra long staple cotton


§ 7237. Availability of recourse loans for high moisture feed grains and seed cotton and other fibers


§ 7251. Milk price support program


§ 7255. Milk manufacturing marketing adjustment


§ 7257. Authority to assist in establishment and maintenance of one or more export trading companies


§ 7258. Standby authority to indicate entity best suited to provide international market development and export services


§ 7259. Study and report regarding potential impact of Uruguay Round on prices, income, and government purchases


§ 7282. Adjustments of loans


§ 7285. Commodity Credit Corporation sales price restrictions


§ 7286. Commodity certificates


§ 7287. Commodity Credit Corporation storage payments


§ 7301. Suspension and repeal of permanent price support authority


§ 7302. Effect of chapter


§ 7311. Establishment


§ 7312. Composition


§ 7313. Comprehensive review of past and future of production agriculture


§ 7314. Reports


§ 7315. Powers


§ 7316. Commission procedures


§ 7317. Personnel matters


§ 7318. Termination of Commission


§ 7331. Options pilot program


§ 7332. Risk management education


§ 7333. Administration and operation of noninsured crop assistance program


§ 7401. Commodity promotion and evaluation


§ 7411. Findings and purpose


§ 7416. Assessments


§ 7416a. Confirmation of authority of Secretary of Agriculture to collect State commodity assessments


§ 7420. Investigations and power to subpoena


§ 7421. Suspension or termination


§ 7422. Amendments to orders


§ 7423. Effect on other laws


§ 7424. Regulations


§ 7425. Authorization of appropriations


§ 7441. Findings and declaration of policy


§ 7442. Definitions


§ 7443. Issuance and amendment of orders


§ 7444. Required terms in orders


§ 7445. Assessments


§ 7446. Referenda


§ 7447. Petition and review


§ 7448. Enforcement


§ 7449. Investigations and power to subpoena


§ 7450. Suspension or termination


§ 7451. Regulations


§ 7452. Authorization of appropriations


§ 7461. Findings and purposes


§ 7462. Definitions


§ 7463. Issuance of orders


§ 7465. Required terms in order


§ 7466. Permissive terms in order


§ 7467. Petition and review


§ 7468. Enforcement


§ 7469. Investigations and power to subpoena


§ 7470. Referenda


§ 7471. Suspension or termination


§ 7472. Regulations


§ 7473. Authorization of appropriations


§ 7481. Findings and declaration of policy


§ 7482. Definitions


§ 7483. Issuance of orders


§ 7484. Required terms in orders


§ 7485. Referenda


§ 7486. Petition and review


§ 7487. Enforcement


§ 7488. Investigations and power to subpoena


§ 7489. Relation to other programs


§ 7490. Regulations


§ 7491. Authorization of appropriations


§ 75. Definitions


§ 7501. Definitions


§ 7502. Availability of CCC commodities


§ 7503. State plan


§ 7504. Initial processing costs


§ 7505. Federal and State responsibilities


§ 7506. Assurances; anticipated use


§ 7507. State and local supplementation of commodities


§ 7508. Authorization and appropriations


§ 7509. Relationship to other programs


§ 7510. Commodities not income


§ 7511. Prohibition against certain State charges


§ 7511a. Emergency food program infrastructure grants


§ 7512. Regulations


§ 7513. Finality of determinations


§ 7514. Incorporation of additional commodities


§ 7515. Allotment and delivery of commodities


§ 7516. Settlement and adjustment of claims


§ 7517. The Gus Schumacher nutrition incentive program


§ 7518. Micro-grants for food security


§ 7601. Definitions


§ 7611. Standards for Federal funding of agricultural research, extension, and education


§ 7612. Priority setting process


§ 7613. Relevance and merit of agricultural research, extension, and education funded by the Department


§ 7614. Definitions


§ 7614a. Roadmap


§ 7614b. Review of plan of work requirements


§ 7614c. Budget submission and funding


§ 7624. Biobased products


§ 7625. National Food Safety Training, Education, Extension, Outreach, and Technical Assistance Program


§ 7626. Integrated research, education, and extension competitive grants program


§ 7627. Coordinated program of research, extension, and education to improve viability of small and medium size dairy, livestock, and poultry operations


§ 7628. Support for research regarding diseases of wheat, triticale, and barley caused by Fusarium graminearum or by Tilletia indica


§ 7630. Grants for youth organizations


§ 7631. Agricultural biotechnology research and development for developing countries


§ 7632. Specialty crop research initiative


§ 7633. Food and agriculture service learning program


§ 7641. Patent Culture Collection fees


§ 7642. Food Animal Residue Avoidance Database program


§ 7643. Distribution of farmers’ bulletins


§ 7651. Nutrient composition data


§ 7652. Role of Secretary regarding food and agricultural sciences research and extension


§ 7653. Office of Pest Management Policy


§ 7654. Food Safety Research Information Office


§ 7655. Safe food handling education


§ 7655a. Food safety education initiatives


§ 7655b. Forestry products advanced utilization research


§ 7655c. Clarification of research and development program for wood building construction


§ 7655d. Wood innovation grant program


§ 7656. Designation of Crisis Management Team within Department


§ 7657. Senior Scientific Research Service


§ 7712a. Reduction in backlog of agricultural export petitions


§ 7713. Notification and holding requirements upon arrival


§ 7715. Declaration of extraordinary emergency and resulting authorities


§ 7716. Recovery of compensation for unauthorized activities


§ 7717. Control of grasshoppers and Mormon crickets


§ 7718. Certification for exports


§ 7719. Methyl bromide


§ 7720. National plan for control and management of Sudden Oak Death


§ 7721. Plant pest and disease management and disaster prevention


§ 7732. Collection of information


§ 7733. Subpoena authority


§ 7735. Enforcement actions of Attorney General


§ 7752. Buildings, land, people, claims, and agreements


§ 7753. Reimbursable agreements


§ 7754. Regulations and orders


§ 7755. Protection for mail handlers


§ 7757. Severability


§ 7759. Fees for inspection of plants for exporting or transiting


§ 7760. State terminal inspection; transmission of mailed packages for State inspection; nonmailable matter; punishment for violations; rules and regulations by United States Postal Service


§ 7771. Authorization of appropriations


§ 7772. Transfer authority


§ 7781. Definitions


§ 7782. Establishment of program


§ 7783. Grants to weed management entities


§ 7784. Agreements


§ 7785. Relationship to other programs


§ 7786. Authorization of appropriations


§ 7803. Issuance of orders


§ 7805. Referenda


§ 7806. Petition and review


§ 7807. Enforcement


§ 7808. Investigations and power to subpoena


§ 7809. Confidentiality


§ 7810. Authority for Secretary to suspend or terminate order


§ 7811. Rules of construction


§ 7812. Regulations


§ 7813. Authorization of appropriations


§ 7912. Establishment of payment yield


§ 7913. Availability of direct payments


§ 7914. Availability of counter-cyclical payments


§ 7915. Producer agreement required as condition of provision of direct payments and counter-cyclical payments


§ 7916. Planting flexibility


§ 7917. Relation to remaining payment authority under production flexibility contracts


§ 7918. Period of effectiveness


§ 7931. Availability of nonrecourse marketing assistance loans for loan commodities


§ 7932. Loan rates for nonrecourse marketing assistance loans


§ 7933. Term of loans


§ 7934. Repayment of loans


§ 7935. Loan deficiency payments


§ 7936. Payments in lieu of loan deficiency payments for grazed acreage


§ 7937. Special marketing loan provisions for upland cotton


§ 7938. Special competitive provisions for extra long staple cotton


§ 7939. Availability of recourse loans for high moisture feed grains and seed cotton


§ 7951. Definitions


§ 7952. Establishment of payment yield and base acres for peanuts for a farm


§ 7953. Availability of direct payments for peanuts


§ 7954. Availability of counter-cyclical payments for peanuts


§ 7955. Producer agreement required as condition on provision of direct payments and counter-cyclical payments


§ 7956. Planting flexibility


§ 7957. Marketing assistance loans and loan deficiency payments for peanuts


§ 7958. Miscellaneous provisions


§ 7959. Termination of marketing quota programs for peanuts and compensation to peanut quota holders for loss of quota asset value


§ 7960. Repeal of superseded price support authority and effect of repeal


§ 7971. Storage facility loans


§ 7981. Milk price support program


§ 7983. Study of national dairy policy


§ 7984. Studies of effects of changes in approach to national dairy policy and fluid milk identity standards


§ 7992. Suspension of permanent price support authority


§ 7994. Study


§ 7995. Assignment of payments


§ 7996. Equitable relief from ineligibility for loans, payments, or other benefits


§ 7997. Tracking of benefits


§ 7998. Estimates of net farm income


§ 7999. Availability of incentive payments for certain producers


§ 79a. Weighing authority


§ 79d. Limitation on administrative and supervisory costs


§ 8001. Producer retention of erroneously paid loan deficiency payments and marketing loan gains


§ 8002. Implementation funding and information management


§ 8101. Definitions


§ 8102. Biobased markets program


§ 8103. Biorefinery, renewable chemical, and biobased product manufacturing assistance


§ 8105. Bioenergy program for advanced biofuels


§ 8106. Biodiesel fuel education program


§ 8107. Rural Energy for America Program


§ 8107a. Rural energy savings program


§ 8108. Biomass research and development


§ 8110. Feedstock flexibility program for bioenergy producers


§ 8111. Biomass Crop Assistance Program


§ 8113. Community Wood Energy and Wood Innovation Program


§ 8114. Sun grant program


§ 8115. Carbon utilization and biogas education program


§ 8201. Definitions


§ 8202. Eligibility


§ 8203. Assistance


§ 8204. Limitations on assistance


§ 8205. Authorization of appropriations


§ 8302. Definitions


§ 8304. Exportation


§ 8305. Interstate movement


§ 8306. Seizure, quarantine, and disposal


§ 8307. Inspections, seizures, and warrants


§ 8308. Detection, control, and eradication of diseases and pests


§ 8308a. Animal disease prevention and management


§ 8309. Veterinary accreditation program


§ 8310. Cooperation


§ 8311. Reimbursable agreements


§ 8312. Administration and claims


§ 8313. Penalties


§ 8315. Regulations and orders


§ 8316. Authorization of appropriations


§ 8317. Effect on regulations


§ 8318. Veterinary training


§ 8319. Surveillance of zoonotic diseases


§ 8321. Pest and Disease Response Fund


§ 8322. National aquatic animal health plan


§ 8352. Authorization of expenditures for the eradication and control of predatory and other wild animals


§ 8353. Control of nuisance mammals and birds and those constituting reservoirs of zoonotic diseases; exception


§ 8354. Expenditures for cooperative agreements to lease aircraft


§ 8355. Losses of livestock due to depredation by federally protected species


§ 8356. Depredation permits for black vultures and common ravens; black vulture livestock protection program


§ 8411. Interagency coordination


§ 8501. Definitions


§ 8502. Sense of Congress regarding need for improved and better coordinated Federal policy for brown tree snake introduction, control, and eradication


§ 8503. Brown tree snake control, interdiction, research and eradication


§ 8504. Establishment of quarantine protocols to control the introduction and spread of the brown tree snake


§ 8505. Treatment of brown tree snakes as nonmailable matter


§ 8506. Role of brown tree snake Technical Working Group


§ 8507. Miscellaneous matters


§ 851. Declaration of policy


§ 853. Terms and conditions of marketing agreements


§ 854. Order regulating handlers; issuance and terms


§ 855. Applicability of other laws


§ 8702. Definitions


§ 8711. Base acres


§ 8712. Payment yields


§ 8716. Producer agreement required as condition of provision of payments


§ 8717. Planting flexibility


§ 8718. Special rule for long grain and medium grain rice


§ 8719. Period of effectiveness


§ 8731. Availability of nonrecourse marketing assistance loans for loan commodities


§ 8732. Loan rates for nonrecourse marketing assistance loans


§ 8733. Term of loans


§ 8734. Repayment of loans


§ 8735. Loan deficiency payments


§ 8736. Payments in lieu of loan deficiency payments for grazed acreage


§ 8737. Special marketing loan provisions for upland cotton


§ 8738. Special competitive provisions for extra long staple cotton


§ 8739. Availability of recourse loans for high moisture feed grains and seed cotton


§ 8740. Adjustments of loans


§ 8751. Definitions


§ 8752. Base acres for peanuts for a farm


§ 8755. Producer agreement required as condition on provision of payments


§ 8756. Planting flexibility


§ 8757. Marketing assistance loans and loan deficiency payments for peanuts


§ 8758. Adjustments of loans


§ 8772. Dairy forward pricing program


§ 8781. Administration generally


§ 8782. Suspension of permanent price support authority


§ 8783. Availability of quality incentive payments for covered oilseed producers


§ 8784. Assignment of payments


§ 8785. Tracking of benefits


§ 8786. Prevention of deceased individuals receiving payments under farm commodity programs


§ 8787. Hard white wheat development program


§ 8788. Durum wheat quality program


§ 8789. Storage facility loans


§ 8790. Signature authority


§ 8792. Geographically disadvantaged farmers and ranchers


§ 8793. Implementation


§ 87a. Records


§ 87c. Criminal penalties


§ 87e. General authorities


§ 87g. Relation to State and local laws; separability


§ 87h. Funding


§ 87j. Advisory committee


§ 87k. Standardizing commercial inspections


§ 8901. Definitions


§ 8912. Agricultural biosecurity communication center


§ 8913. Assistance to build local capacity in agricultural biosecurity planning, preparedness, and response


§ 8914. Agriculture and food defense


§ 8921. Research and development of agricultural countermeasures


§ 8922. Agricultural biosecurity grant program


§ 9001. Definition of Secretary of Agriculture


§ 9011. Definitions


§ 9012. Base acres


§ 9013. Payment yields


§ 9014. Payment acres


§ 9015. Producer election


§ 9016. Price loss coverage


§ 9017. Agriculture risk coverage


§ 9018. Producer agreements


§ 9031. Availability of nonrecourse marketing assistance loans for loan commodities


§ 9032. Loan rates for nonrecourse marketing assistance loans


§ 9033. Term of loans


§ 9034. Repayment of loans


§ 9035. Loan deficiency payments


§ 9036. Payments in lieu of loan deficiency payments for grazed acreage


§ 9037. Special marketing loan provisions for upland cotton


§ 9038. Special competitive provisions for extra long staple cotton


§ 9039. Availability of recourse loans for high moisture feed grains and seed cotton


§ 9040. Adjustments of loans


§ 9051. Definitions


§ 9052. Calculation of average feed cost and actual dairy production margins


§ 9053. Dairy margin coverage


§ 9054. Participation of dairy operations in dairy margin coverage


§ 9055. Production history of participating dairy operations


§ 9056. Dairy margin coverage payments


§ 9057. Premiums for dairy margin coverage


§ 9058. Effect of failure to pay administrative fees or premiums


§ 9059. Duration


§ 9060. Administration and enforcement


§ 906a. Use of funds outside the United States or its territories prohibited


§ 9071. Milk donation program


§ 9071a. Dairy donation program


§ 9081. Supplemental agricultural disaster assistance


§ 909. Administration on nonpolitical basis; dismissal of officers or employees for violating provision


§ 9091. Administration generally


§ 9092. Suspension of permanent price support authority


§ 9093. Prevention of deceased individuals receiving payments under farm commodity programs


§ 9094. Assignment of payments


§ 9095. Tracking of benefits


§ 9096. Signature authority


§ 9097. Implementation


§ 91. Short title


§ 911. Acceptance of services of Federal or State officers; application of civil service laws; expenditures for supplies and equipment


§ 912a. Rescheduling and refinancing of loans


§ 914. Separability


§ 915. Purchase of financial and credit reports


§ 916. Criteria for loans


§ 917. Prohibition on restricting water and waste facility services to electric customers


§ 918. General prohibitions


§ 918a. Energy generation, transmission, and distribution facilities efficiency grants and loans in rural communities with extremely high energy costs


§ 918b. Acquisition of existing systems in rural communities with high energy costs


§ 918c. Rural and remote communities electrification grants


§ 9201. Definitions


§ 9202. National Bio and Agro-Defense Facility


§ 9203. Evaluation and research plan


§ 9204. Availability of data and congressional briefings


§ 9205. Budget and report


§ 9206. Effect on other authorities


§ 921. Congressional declaration of policy


§ 922. Loans for telephone service


§ 923. State regulation of telephone service


§ 924. Definition of telephone service and rural area


§ 926. Certain rural development investments by qualified telephone borrowers not treated as dividends or distributions


§ 927. General duties and prohibitions


§ 928. Prompt processing of telephone loans


§ 931a. Level of loan programs under Rural Electrification and Telephone Revolving Fund


§ 932. Liabilities and uses of Rural Electrification and Telephone Revolving Fund


§ 933. Moneys in the Rural Electrification and Telephone Revolving Fund


§ 934. Authorized financial transactions; interim notes; purchase of obligations for resale; sale of notes and certificates; liens


§ 936b. Sale or prepayment of direct or insured loans


§ 936d. Eligibility of distribution borrowers for loans, loan guarantees, and lien accommodations


§ 936e. Administrative prohibitions applicable to certain electric borrowers


§ 936f. Substantially underserved trust areas


§ 937. Loans from other credit sources


§ 938. Full faith and credit of the United States


§ 939. Loan terms and conditions


§ 94. Supplying duplicates of standards; examination, etc., of naval stores and certification thereof


§ 940. Refinancing of rural development loans


§ 940b. Use of funds


§ 940c. Cushion of credit payments program


§ 940e. Expansion of 911 access


§ 940f. Extension of period of existing guarantee


§ 940g. Electric loans for renewable energy


§ 940h. Bonding requirements


§ 940i. Cybersecurity and grid security improvements


§ 950aa. Additional powers and duties


§ 950aaa. Purpose


§ 950cc. Public notice, assessments, and reporting requirements


§ 951. Collection and publication; facts required; submission of report


§ 953. Reports; by whom made; penalties


§ 954. Grades and standards for classification


§ 955. Limitation on use of statistical information


§ 956. Rules and regulations; cooperation with departments, etc.; officers and employees; expenses of administration; authorization of appropriations


§ 957. Definitions


§ 96. Punishment for violation of prohibition


§ 97. Purchase and analysis by Secretary of samples of spirits of turpentine to detect violations; reports to Department of Justice; publication of results of analysis, etc.


§ 98. Fees and charges for naval stores inspection and related services; establishment, collection, etc.; authorization of appropriations; administrative expenses


§ 99. Separability


§ 9b. Rules prohibiting deceptive and other abusive telemarketing acts or practices


§ 9c. Notice of investigations and enforcement actions


§ 1821. Insurance Funds


§ 1823. Corporation monies


§ 1819. Corporate powers


§ 1464. Federal savings associations


§ 2601. Congressional findings and purpose


§ 1818. Termination of status as insured depository institution


§2605. Servicing of mortgage loans and administration of escrow accounts


§24. Corporate powers of associations Upon duly making and filing articles of association and an organization certificate a national banking association shall become, as from the date of the execution of its organization certificate, a body corporate, and as such, and in the name designated in the organization certificate, it shall have power- First. To adopt and use a corporate seal. Second. To have succession from February 25, 1927, or from the date of its organization if organized after February 25, 1927, until such time as it be dissolved by the act of its shareholders owning two-thirds of its stock, or until its franchise becomes forfeited by reason of violation of law, or until terminated by either a general or a special Act of Congress or until its affairs be placed in the hands of a receiver and finally wound up by him. Third. To make contracts. Fourth. To sue and be sued, complain and defend, in any court of law and equity, as fully as natural persons. Fifth. To elect or appoint directors, and by its board of directors to appoint a president, vice president, cashier, and other officers, define their duties, require bonds of them and fix the penalty thereof, dismiss such officers or any of them at pleasure, and appoint others to fill their places. Sixth. To prescribe, by its board of directors, bylaws not inconsistent with law, regulating the manner in which its stock shall be transferred, its directors elected or appointed, its officers appointed, its property transferred, its general business conducted, and the privileges granted to it by law exercised and enjoyed. Seventh. To exercise by its board of directors or duly authorized officers or agents, subject to law, all such incidental powers as shall be necessary to carry on the business of banking; by discounting and negotiating promissory notes, drafts, bills of exchange, and other evidences of debt; by receiving deposits; by buying and selling exchange, coin, and bullion; by loaning money on personal security; and by obtaining, issuing, and circulating notes according to the provisions of title 62 of the Revised Statutes. The business of dealing in securities and stock by the association shall be limited to purchasing and selling such securities and stock without recourse, solely upon the order, and for the account of, customers, and in no case for its own account, and the association shall not underwrite any issue of securities or stock; Provided, That the association may purchase for its own account investment securities under such limitations and restrictions as the Comptroller of the Currency may by regulation prescribe. In no event shall the total amount of the investment securities of any one obligor or maker, held by the association for its own account, exceed at any time 10 per centum of its capital stock actually paid in and unimpaired and 10 per centum of its unimpaired surplus fund, except that this limitation shall not require any association to dispose of any securities lawfully held by it on August 23, 1935. As used in this section the term "investment securities" shall mean marketable obligations, evidencing indebtedness of any person, copartnership, association, or corporation in the form of bonds, notes and/or debentures commonly known as investment securities under such further definition of the term "investment securities" as may by regulation be prescribed by the Comptroller of the Currency. Except as hereinafter provided or otherwise permitted by law, nothing herein contained shall authorize the purchase by the association for its own account of any shares of stock of any corporation. The limitations and restrictions herein contained as to dealing in, underwriting and purchasing for its own account, investment securities shall not apply to obligations of the United States, or general obligations of any State or of any political subdivision thereof, or obligations of the Washington Metropolitan Area Transit Authority which are guaranteed by the Secretary of Transportation under section 9 of the National Capital Transportation Act of 1969, or obligations issued under authority of the Federal Farm Loan Act, as amended, or issued by the thirteen banks for cooperatives or any of them or the Federal Home Loan Banks, or obligations which are insured by the Secretary of Housing and Urban Development under title XI of the National Housing Act [12 U.S.C. 1749aaa et seq.] or obligations which are insured by the Secretary of Housing and Urban Development (hereinafter in this sentence referred to as the "Secretary") pursuant to section 207 of the National Housing Act [12 U.S.C. 1713], if the debentures to be issued in payment of such insured obligations are guaranteed as to principal and interest by the United States, or obligations, participations, or other instruments of or issued by the Federal National Mortgage Association, or the Government National Mortgage Association, or mortgages, obligations or other securities which are or ever have been sold by the Federal Home Loan Mortgage Corporation pursuant to section 305 or section 306 of the Federal Home Loan Mortgage Corporation Act [12 U.S.C. 1454 or 1455], or obligations of the Federal Financing Bank or obligations of the Environmental Financing Authority, or obligations or other instruments or securities of the Student Loan Marketing Association, or such obligations of any local public agency (as defined in section 110(h) of the Housing Act of 1949 [42 U.S.C. 1460(h)]) as are secured by an agreement between the local public agency and the Secretary in which the local public agency agrees to borrow from said Secretary, and said Secretary agrees to lend to said local public agency, monies in an aggregate amount which (together with any other monies irrevocably committed to the payment of interest on such obligations) will suffice to pay, when due, the interest on and all installments (including the final installment) of the principal of such obligations, which monies under the terms of said agreement are required to be used for such payments, or such obligations of a public housing agency (as defined in the United States Housing Act of 1937, as amended [42 U.S.C. 1437 et seq.]) as are secured (1) by an agreement between the public housing agency and the Secretary in which the public housing agency agrees to borrow from the Secretary, and the Secretary agrees to lend to the public housing agency, prior to the maturity of such obligations, monies in an amount which (together with any other monies irrevocably committed to the payment of interest on such obligations) will suffice to pay the principal of such obligations with interest to maturity thereon, which monies under the terms of said agreement are required to be used for the purpose of paying the principal of and the interest on such obligations at their maturity, (2) by a pledge of annual contributions under an annual contributions contract between such public housing agency and the Secretary if such contract shall contain the covenant by the Secretary which is authorized by subsection (g) of section 6 of the United States Housing Act of 1937, as amended [42 U.S.C. 1437d(g)], and if the maximum sum and the maximum period specified in such contract pursuant to said subsection 6(g) [42 U.S.C. 1437d(g)] shall not be less than the annual amount and the period for payment which are requisite to provide for the payment when due of all installments of principal and interest on such obligations, or (3) by a pledge of both annual contributions under an annual contributions contract containing the covenant by the Secretary which is authorized by section 6(g) of the United States Housing Act of 1937 [42 U.S.C. 1437d(g)], and a loan under an agreement between the local public housing agency and the Secretary in which the public housing agency agrees to borrow from the Secretary, and the Secretary agrees to lend to the public housing agency, prior to the maturity of the obligations involved, moneys in an amount which (together with any other moneys irrevocably committed under the annual contributions contract to the payment of principal and interest on such obligations) will suffice to provide for the payment when due of all installments of principal and interest on such obligations, which moneys under the terms of the agreement are required to be used for the purpose of paying the principal and interest on such obligations at their maturity: Provided, That in carrying on the business commonly known as the safe-deposit business the association shall not invest in the capital stock of a corporation organized under the law of any State to conduct a safe-deposit business in an amount in excess of 15 per centum of the capital stock of the association actually paid in and unimpaired and 15 per centum of its unimpaired surplus. The limitations and restrictions herein contained as to dealing in and underwriting investment securities shall not apply to obligations issued by the International Bank for Reconstruction and Development, the European Bank for Reconstruction and Development, the Inter-American Development Bank 1 Bank for Economic Cooperation and Development in the Middle East and North Africa,,2 the North American Development Bank, the Asian Development Bank, the African Development Bank, the Inter-American Investment Corporation, or the International Finance Corporation,,2 or obligations issued by any State or political subdivision or any agency of a State or political subdivision for housing, university, or dormitory purposes, which are at the time eligible for purchase by a national bank for its own account, nor to bonds, notes and other obligations issued by the Tennessee Valley Authority or by the United States Postal Service: Provided, That no association shall hold obligations issued by any of said organizations as a result of underwriting, dealing, or purchasing for its own account (and for this purpose obligations as to which it is under commitment shall be deemed to be held by it) in a total amount exceeding at any one time 10 per centum of its capital stock actually paid in and unimpaired and 10 per centum of its unimpaired surplus fund. Notwithstanding any other provision in this paragraph, the association may purchase for its own account shares of stock issued by a corporation authorized to be created pursuant to title IX of the Housing and Urban Development Act of 1968 [42 U.S.C. 3931 et seq.], and may make investments in a partnership, limited partnership, or joint venture formed pursuant to section 907(a) or 907(c) of that Act [42 U.S.C. 3937(a) or 3937(c)]. Notwithstanding any other provision of this paragraph, the association may purchase for its own account shares of stock issued by any State housing corporation incorporated in the State in which the association is located and may make investments in loans and commitments for loans to any such corporation: Provided, That in no event shall the total amount of such stock held for its own account and such investments in loans and commitments made by the association exceed at any time 5 per centum of its capital stock actually paid in and unimpaired plus 5 per centum of its unimpaired surplus fund. Notwithstanding any other provision in this paragraph, the association may purchase for its own account shares of stock issued by a corporation organized solely for the purpose of making loans to farmers and ranchers for agricultural purposes, including the breeding, raising, fattening, or marketing of livestock. However, unless the association owns at least 80 per centum of the stock of such agricultural credit corporation the amount invested by the association at any one time in the stock of such corporation shall not exceed 20 per centum of the unimpaired capital and surplus of the association: Provided further, That notwithstanding any other provision of this paragraph, the association may purchase for its own account shares of stock of a bank insured by the Federal Deposit Insurance Corporation or a holding company which owns or controls such an insured bank if the stock of such bank or company is owned exclusively (except to the extent directors' qualifying shares are required by law) by depository institutions or depository institution holding companies (as defined in section 1813 of this title) and such bank or company and all subsidiaries thereof are engaged exclusively in providing services to or for other depository institutions, their holding companies, and the officers, directors, and employees of such institutions and companies, and in providing correspondent banking services at the request of other depository institutions or their holding companies (also referred to as a "banker's bank"), but in no event shall the total amount of such stock held by the association in any bank or holding company exceed at any time 10 per centum of the association's capital stock and paid in and unimpaired surplus and in no event shall the purchase of such stock result in an association's acquiring more than 5 per centum of any class of voting securities of such bank or company. The limitations and restrictions contained in this paragraph as to an association purchasing for its own account investment securities shall not apply to securities that (A) are offered and sold pursuant to section 4(5) of the Securities Act of 1933 (15 U.S.C. 77d(5)); 3 (B) are small business related securities (as defined in section 3(a)(53) of the Securities Exchange Act of 1934 [15 U.S.C. 78c(a)(53)]); or (C) are mortgage related securities (as that term is defined in section 3(a)(41) of the Securities Exchange Act of 1934 (15 U.S.C. 78c(a)(41)).4 The exception provided for the securities described in subparagraphs (A), (B), and (C) shall be subject to such regulations as the Comptroller of the Currency may prescribe, including regulations prescribing minimum size of the issue (at the time of initial distribution) or minimum aggregate sales prices, or both. A national banking association may deal in, underwrite, and purchase for such association's own account qualified Canadian government obligations to the same extent that such association may deal in, underwrite, and purchase for such association's own account obligations of the United States or general obligations of any State or of any political subdivision thereof. For purposes of this paragraph-


§2607. Prohibition against kickbacks and unearned fees


§ 21. Formation of national banking associations; incorporators; articles of association


§ 1461. Short title


§85. Rate of interest on loans, discounts and purchases Any association may take, receive, reserve, and charge on any loan or discount made, or upon any notes, bills of exchange, or other evidences of debt, interest at the rate allowed by the laws of the State, Territory, or District where the bank is located, or at a rate of 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve bank in the Federal reserve district where the bank is located, whichever may be the greater, and no more, except that where by the laws of any State a different rate is limited for banks organized under State laws, the rate so limited shall be allowed for associations organized or existing in any such State under title 62 of the Revised Statutes. When no rate is fixed by the laws of the State, or Territory, or District, the bank may take, receive, reserve, or charge a rate not exceeding 7 per centum, or 1 per centum in excess of the discount rate on ninety day commercial paper in effect at the Federal reserve bank in the Federal reserve district where the bank is located, whichever may be the greater, and such interest may be taken in advance, reckoning the days for which the note, bill, or other evidence of debt has to run. The maximum amount of interest or discount to be charged at a branch of an association located outside of the States of the United States and the District of Columbia shall be at the rate allowed by the laws of the country, territory, dependency, province, dominion, insular possession, or other political subdivision where the branch is located. And the purchase, discount, or sale of a bona fide bill of exchange, payable at another place than the place of such purchase, discount, or sale, at not more than the current rate of exchange for sight drafts in addition to the interest, shall not be considered as taking or receiving a greater rate of interest. (R.S. §5197; June 16, 1933, ch. 89, §25, 48 Stat. 191 ; Aug. 23, 1935, ch. 614, title III, §314, 49 Stat. 711 ; Pub. L. 93–501, title II, §201, Oct. 29, 1974, 88 Stat. 1558 ; Pub. L. 96–104, title I, §101, Nov. 5, 1979, 93 Stat. 789 ; Pub. L. 96–161, title II, §201, Dec. 28, 1979, 93 Stat. 1235 ; Pub. L. 96–221, title V, §529, Mar. 31, 1980, 94 Stat. 168 .)


§36. Branch banks The conditions upon which a national banking association may retain or establish and operate a branch or branches are the following:


§ 94. Venue of suits


§ 1811. Federal Deposit Insurance Corporation


§ 1701. Short title


§ 1702. Administrative provisions


§ 1813. Definitions


§ 632. Jurisdiction of United States courts; disposition by banks of foreign owned property


§ 1841. Definitions


§ 2614. Jurisdiction of courts; limitations


§ 1828. Regulations governing insured depository institutions


§ 3401. Definitions


§ 1972. Certain tying arrangements prohibited; correspondent accounts


§ 1842. Acquisition of bank shares or assets


§ 4617. Authority over critically undercapitalized regulated entities


§ 1848. Judicial review


§ 86. Usurious interest; penalty for taking; limitations


§ 1. Office of the Comptroller of the Currency


§ 1843. Interests in nonbanking organizations


§ 2602. Definitions


§ 1452. Federal Home Loan Mortgage Corporation


§ 1713. Rental housing insurance


§ 2001. Congressional declaration of policy and objectives


§ 1751. Short title


§ 1817. Assessments


§ 191. Appointment of receiver for a national bank


§ 93. Violation of provisions of chapter


§ 1715z. Homeownership or membership in cooperative association for lower income families


§ 1716. Declaration of purposes of subchapter


§ 1463. Supervision of savings associations


§ 1825. Issuance of notes, debentures, bonds, and other obligations; exemptions


§ 92. Acting as insurance agent or broker


§ 84. Lending limits


§ 1723a. General powers of Government National Mortgage Association and Federal National Mortgage Association


§ 1709. Insurance of mortgages


§ 248. Enumerated powers


§ 1701q. Supportive housing for the elderly


§ 1715. Statistical and economic surveys


§ 3417. Civil penalties


§ 91. Transfers by bank and other acts in contemplation of insolvency


§ 3402. Access to financial records by Government authorities prohibited; exceptions


§ 341. General enumeration of powers


§ 1787. Payment of insurance


§ 3413. Exceptions


§ 1141j. Miscellaneous provisions


§ 2603. Uniform settlement statement


§371. Real estate loans


§ 1462a. Administrative provisions


§ 3403. Confidentiality of financial records


§ 1701t. Congressional affirmation of national goal of decent homes and suitable living environment for American families


§ 1701s. Rent supplement payments for qualified lower income families


§ 2617. Authority of Bureau


§ 194. Dividends on adjusted claims; distribution of assets


§ 221. Definitions


§ 1831d. State-chartered insured depository institutions and insured branches of foreign banks


§481. Appointment of examiners; examination of member banks, State banks, and trust companies; reports The Comptroller of the Currency, with the approval of the Secretary of the Treasury, shall appoint examiners who shall examine every national bank as often as the Comptroller of the Currency shall deem necessary. The examiner making the examination of any national bank shall have power to make a thorough examination of all the affairs of the bank and in doing so he shall have power to administer oaths and to examine any of the officers and agents thereof under oath and shall make a full and detailed report of the condition of said bank to the Comptroller of the Currency: Provided, That in making the examination of any national bank the examiners shall include such an examination of the affairs of all its affiliates other than member banks as shall be necessary to disclose fully the relations between such bank and such affiliates and the effect of such relations upon the affairs of such bank; and in the event of the refusal to give any information required in the course of the examination of any such affiliate, or in the event of the refusal to permit such examination, all the rights, privileges, and franchises of the bank shall be subject to forfeiture in accordance with section 2 of the Federal Reserve Act, as amended (U.S.C., title 12, secs. 141, 222–225, 281–286, and 502).1 The Comptroller of the Currency shall have power, and he is authorized, to publish the report of his examination of any national banking association or affiliate which shall not within one hundred and twenty days after notification of the recommendations or suggestions of the Comptroller, based on said examination, have complied with the same to his satisfaction. Ninety days' notice prior to such publicity shall be given to the bank or affiliate. The examiner making the examination of any affiliate of a national bank shall have power to make a thorough examination of all the affairs of the affiliate, and in doing so he shall have power to administer oaths and to examine any of the officers, directors, employees, and agents thereof under oath and to make a report of his findings to the Comptroller of the Currency. If any affiliate of a national bank refuses to pay any assessments, fees, or other charges imposed by the Comptroller of the Currency pursuant to this subchapter or fails to make such payment not later than 60 days after the date on which they are imposed, the Comptroller of the Currency may impose such assessments, fees, or charges against the affiliated national bank, and such assessments, fees, or charges shall be paid by such national bank. If the affiliation is with 2 or more national banks, such assessments, fees, or charges may be imposed on, and collected from, any or all of such national banks in such proportions as the Comptroller of the Currency may prescribe. The examiners and assistant examiners making the examinations of national banking associations and affiliates thereof herein provided for and the chief examiners, reviewing examiners and other persons whose services may be required in connection with such examinations or the reports thereof, shall be employed by the Comptroller of the Currency with the approval of the Secretary of the Treasury; the employment and compensation of examiners, chief examiners, reviewing examiners, assistant examiners, and of the other employees of the office of the Comptroller of the Currency whose compensation is and shall be paid from assessments on banks or affiliates thereof or from other fees or charges imposed pursuant to this subchapter shall be set and adjusted subject to chapter 71 of title 5 and without regard to the provisions of other laws applicable to officers or employees of the United States. The funds derived from such assessments, fees, or charges may be deposited by the Comptroller of the Currency in accordance with the provisions of section 192 of this title and shall not be construed to be Government funds or appropriated monies; and the Comptroller of the Currency is authorized and empowered to prescribe regulations governing the computation and assessment of the expenses of examinations herein provided for and the collection of such assessments from the banks and/or affiliates examined or of other fees or charges imposed pursuant to this subchapter. Such funds shall not be subject to apportionment for the purpose of chapter 15 of title 31 or under any other authority. If any affiliate of a national bank shall refuse to permit an examiner to make an examination of the affiliate or shall refuse to give any information required in the course of any such examination, the national bank with which it is affiliated shall be subject to a penalty of not more than $5,000 for each day that any such refusal shall continue. Such penalty may be assessed by the Comptroller of the Currency and collected in the same manner as expenses of examinations. The Comptroller of the Currency, upon the request of the Board of Governors of the Federal Reserve System, is authorized to assign examiners appointed under this subchapter to examine foreign operations of State banks which are members of the Federal Reserve System. (R.S. §5240 (pars.); Feb. 19, 1875, ch. 89, 18 Stat. 329 ; Dec. 23, 1913, ch. 6, §21, 38 Stat. 271 ; June 16, 1933, ch. 89, §28, 48 Stat. 192 ; Aug. 23, 1935, ch. 614, title II, §203(a), title III, §343, 49 Stat. 704 , 722; June 30, 1948, ch. 762, §1, 62 Stat. 1163 ; Apr. 30, 1956, ch. 228, §1, 70 Stat. 124 ; Pub. L. 96–221, title VII, §709, Mar. 31, 1980, 94 Stat. 188 ; Pub. L. 100–86, title V, §505(b), Aug. 10, 1987, 101 Stat. 633 ; Pub. L. 101–73, title IX, §907(f), Aug. 9, 1989, 103 Stat. 470 ; Pub. L. 102–242, title I, §114(b), Dec. 19, 1991, 105 Stat. 2248 ; Pub. L. 111–203, title III, §318(a)(1), July 21, 2010, 124 Stat. 1526 .)


§ 5201. Purposes


§ 548. State taxation


§ 1975. Civil actions by persons injured; jurisdiction and venue; amount of recovery


§ 93a. Authority to prescribe rules and regulations


§ 1786. Termination of insured credit union status; cease and desist orders; removal or suspension from office; procedure


§ 30. Change of name or location


§ 378. Dealers in securities engaging in banking business; individuals or associations engaging in banking business; examinations and reports; penalties


§ 1752. Definitions


§ 4511. Establishment of the Federal Housing Finance Agency


§ 1822. Corporation as receiver


§ 3410. Customer challenges


§484. Limitation on visitorial powers


§ 1421. Short title


§ 2604. Home buying information booklets


§ 2609. Limitation on requirement of advance deposits in escrow accounts


§ 192. Default in payment of circulating notes


§ 635. Powers and functions of Bank


§ 1441. Financing Corporation


§ 1759. Membership


§ 1971. Definitions


§ 1821a. FSLIC Resolution Fund


§ 1831j. Depository institution employee protection remedy


§ 92a. Trust powers


§ 1748. Definitions


§ 1820. Administration of Corporation


§ 3405. Administrative subpena and summons


§ 1735. Payment of certain funds to Treasury


§ 2011. Establishment, charters, titles, branches


§ 27. Certificate of authority to commence banking


§ 1815. Deposit insurance


§ 1829b. Retention of records by insured depository institutions


§ 1844. Administration


§ 4501. Congressional findings


§ 161. Reports to Comptroller of the Currency


§ 1710. Payment of insurance


§ 1743. Insurance of mortgages


§ 1766. Powers of Board


§ 371c. Banking affiliates


§ 1757. Powers


§ 1833a. Civil penalties


§ 1846. Reservation of rights to States


§ 2608. Title companies; liability of seller


§ 503. Liability of directors and officers of member banks


§ 611. Formation authorized; fiscal agents; depositaries in insular possessions


§ 1432. Incorporation of banks; corporate powers; housing project loans


§ 1717. Federal National Mortgage Association and Government National Mortgage Association


§ 1719. Secondary market operations


§ 22. Organization certificate


§ 2901. Congressional findings and statement of purpose


§ 5219. Foreclosure mitigation efforts


§ 1715k. Rehabilitation and neighborhood conservation housing insurance


§ 1715u. Authority to assist mortgagors in default


§ 1752a. National Credit Union Administration


§ 1832. Withdrawals by negotiable or transferable instruments for transfers to third parties


§ 26. Comptroller to determine if association can commence business


§ 38. The National Bank Act


§ 1451. Definitions


§ 1467a. Regulation of holding companies


§ 1812. Management


§ 215a. Merger of national banks or State banks into national banks


§ 3801. Findings and purpose


§ 1789. Administrative provisions


§ 2091. Organizations; articles; charters; powers of the Farm Credit Administration


§ 2801. Congressional findings and declaration of purpose


§ 3101. Definitions


§ 3803. Alternative mortgage authority


§ 5531. Prohibiting unfair, deceptive, or abusive acts or practices


§ 1462. Definitions


§ 1768. Taxation


§ 1829. Penalty for unauthorized participation by convicted individual


§ 2071. Organization and charters


§ 241. Creation; membership; compensation and expenses


§ 264. Transferred


§ 4513. Duties and authorities of Director


§ 5491. Establishment of the Bureau of Consumer Financial Protection


§ 1141. Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter


§ 1465. State law preemption standards for Federal savings associations clarified


§1831. Separability of certain provisions of this chapter The provisions of this chapter limiting the insurance of the deposits of any depositor to a maximum less than the full amount shall be independent and separable from each and all of the provisions of this chapter. (Sept. 21, 1950, ch. 967, §2[23], formerly §2[21], 64 Stat. 894 ; renumbered §2[22], Pub. L. 90–203, §3, Dec. 15, 1967, 81 Stat. 610 ; renumbered §2[23], Pub. L. 91–508, title I, §101, Oct. 26, 1970, 84 Stat. 1114 .)


§ 1847. Penalties


§ 2252. Powers and duties


§ 263. Federal Open Market Committee; creation; membership; regulations governing open-market transactions


§ 5211. Purchases of troubled assets


§ 5481. Definitions


§ 25b. State law preemption standards for national banks and subsidiaries clarified


§ 375b. Extensions of credit to executive officers, directors, and principal shareholders of member banks


§ 3802. Definitions


§ 4001. Definitions


§ 182. Notice of intent to dissolve


§ 375a. Loans to executive officers of banks


§ 1707. Definitions


§ 1738. Insurance of mortgages


§ 1781. Insurance of member accounts


§ 2219a. Right of first refusal


§ 2258. Jurisdiction


§ 2606. Exempted transactions


§ 289. Dividends and surplus funds of reserve banks; transfer for fiscal year 2000


§ 3416. Jurisdiction


§ 1703. Insurance of financial institutions


§ 1735b. Expenditures to correct or reimburse for structural or other major defects in mortgaged homes


§ 2002. Farm Credit System


§ 215. Consolidation of banks within same State


§ 2241. Farm Credit Administration


§ 3414. Special procedures


§ 391. Federal reserve banks as Government depositaries and fiscal agents


§4010. Civil liability


§ 61. Shareholders’ voting rights; cumulative and distributive voting; preferred stock; trust shares; proxies, liability restrictions; percentage requirement exclusion of trust shares


§ 1716b. Partition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations


§ 1721. Management and liquidation functions of Government National Mortgage Association


§ 181. Voluntary dissolution; appointment and removal of liquidating agent or committee; examination


§ 1864. Permissible bank service company activities for other persons


§ 2012. Board of directors


§ 2013. General corporate powers


§ 2202a. Restructuring distressed loans


§ 3409. Delayed notice


§ 461. Reserve requirements


§ 531. Exemption from taxation


§ 5511. Purpose, objectives, and functions


§ 5517. Limitations on authorities of the Bureau; preservation of authorities


§ 5536. Prohibited acts


§ 601. Authorization; conditions and regulations


§ 81. Place of business


§ 83. Loans by bank on its own stock


§ 1454. Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions


§ 1455. Obligations and securities of the Corporation


§ 1701x. Assistance with respect to housing for low- and moderate-income families


§ 2616. State laws unaffected; inconsistent Federal and State provisions


§ 2903. Financial institutions; evaluation


§ 3420. Grand jury information; notification of certain persons prohibited


§ 4301. Findings and purpose


§ 73. Oath


§ 1715b. Rules and regulations


§ 1761. Management


§ 1790b. Credit union employee protection remedy


§ 1850. Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review


§ 203. Appointment of conservator


§ 29. Power to hold real property


§ 3102. Establishment of Federal branches and agencies by foreign bank


§ 343. Discount of obligations arising out of actual commercial transactions


§ 4101. General prepayment limitation


§ 4512. Director


§ 5412. Powers and duties transferred


§ 5512. Rulemaking authority


§ 1431. Powers and duties of banks


§ 1467. Examination fees


§ 1735f. Water and sewerage facilities


§ 221a. Additional definitions


§ 222. Federal reserve districts; membership of national banks


§ 24a. Financial subsidiaries of national banks


§ 2610. Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements


§ 5220. Assistance to homeowners


§ 5562. Investigations and administrative discovery


§ 5567. Employee protection


§ 1718. Capitalization of Federal National Mortgage Association


§ 1735c. General Insurance Fund


§ 1754. Approval of organization certificate


§ 1758. Bylaws


§ 1816. Factors to be considered


§ 1831a. Activities of insured State banks


§ 1831o. Prompt corrective action


§ 2183. Dissolution; voluntary or involuntary liquidation; mergers; receiverships or conservators


§ 290. Use of earnings transferred to the Treasury


§ 3407. Judicial subpena


§ 3408. Formal written request


§ 342. Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges


§ 504. Civil money penalty


§ 5564. Litigation authority


§ 5581. Transfer of consumer financial protection functions


§ 66. Personal liability of representatives of stockholders


§ 72. Qualifications


§ 1701u. Economic opportunities for low- and very low-income persons


§ 1739. Mortgage insurance benefits


§ 1744. Insurance of loans for manufacture of houses


§ 1756. Reports and examinations


§ 1785. Requirements governing insured credit unions


§ 1814. Insured depository institutions


§ 1849. Saving provision


§ 2093. General corporate powers


§ 2155. Liability of banks; United States not liable


§ 321. Application for membership


§ 3701. Findings and purpose


§ 4002. Expedited funds availability schedules


§ 43. Interpretations concerning preemption of certain State laws


§ 4502. Definitions


§ 5553. Preservation of existing contracts


§ 1426. Capital structure of Federal home loan banks


§ 1715e. Cooperative housing insurance


§ 1715v. Insurance of mortgages for housing for elderly persons


§ 1782. Administration of insurance fund


§ 1831u. Interstate bank mergers


§ 197. Shareholders’ meeting; continuance of receivership; appointment of agent; winding up business; distribution of assets


§ 201. Short title


§ 2017. Eligibility


§ 2098. Taxation


§ 214a. Procedure for conversion, merger, or consolidation; vote of stockholders


§ 2202. Reconsideration of actions


§ 225a. Maintenance of long run growth of monetary and credit aggregates


§ 248a. Pricing of services


§ 301. Powers and duties of board of directors; suspension of member bank for undue use of bank credit


§ 302. Number of members; classes


§ 347b. Advances to individual member banks on time or demand notes; maturities; time notes secured by mortgage loans covering one-to-four family residences


§ 3907. Capital adequacy


§ 4007. Effect on State law


§ 411. Issuance to reserve banks; nature of obligation; redemption


§ 4623. Judicial review of Director action


§ 4908. Effect on other laws and agreements


§ 5219a. Home Affordable Modification Program guidelines


§ 5229. Judicial review and related matters


§ 5565. Relief available


§ 90. Depositaries of public moneys and financial agents of Government


§ 1427. Directors


§ 1701c. Secretary of Housing and Urban Development


§ 1708. Federal Housing Administration operations


§ 1715c. Labor standards


§ 1715n. Miscellaneous mortgage insurance


§ 1715r. Requirement of builder’s cost certification; definitions


§ 1723. Management


§ 2015. Lending authority


§ 2019. Purposes for extensions of credit


§ 2072. Board of directors


§ 2201. Notice of action on application


§ 243. Assessments upon Federal reserve banks to pay expenses


§ 3339. Functions of Federal financial institutions regulatory agencies relating to appraisal standards


§ 3411. Duty of financial institutions


§ 35. Organization of State banks as national banking associations


§ 4108. Prepayment and voluntary termination


§ 464. Checking against and withdrawal of reserve balance


§ 482. Employees of Office of Comptroller of the Currency; appointment; compensation and benefits


§ 4901. Definitions


§ 4907. Civil liability


§ 501a. Forfeiture of franchise of national banks for failure to comply with provisions of this chapter


§ 5202. Definitions


§ 5321. Financial Stability Oversight Council established


§ 5497. Funding; penalties and fines


§ 71. Election


§ 1422. Definitions


§ 1433. Exemption from taxation; obligations acceptable as credit on debt of home owner


§ 1706b. Taxation of real property held by Secretary


§ 1722. Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721


§ 1735d. Payment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments


§ 1742. Rules and regulations


§ 1748b. Insurance of mortgages


§ 1753. Federal credit union organization


§ 1760. Members’ meetings


§ 1761d. Supervisory committee; powers and duties; suspension of members; passbook


§ 1784. Examination of insured credit unions


§ 1977. Limitation of actions; suspension of limitations


§ 2. Comptroller of the Currency; appointment; term


§ 2073. General corporate powers


§ 2077. Taxation


§ 2243. Powers of Board


§ 2264. Suspension or removal of director or officer


§ 242. Ineligibility to hold office in member banks; qualifications and terms of office of members; chairman and vice chairman; oath of office


§ 3105. Authority of Federal Reserve System


§ 3331. Purpose


§ 335. Dealing in investment securities; limitations and conditions


§ 3404. Customer authorizations


§ 3418. Injunctive relief


§ 371d. Investment in bank premises or stock of corporation holding premises


§ 3806. Adjustable rate mortgage caps


§ 39. Reservation of rights of associations organized under Act of 1863


§ 4122. Preemption of State and local laws


§ 42. Territorial application


§ 4631. Cease-and-desist proceedings


§ 5101. Purposes and methods for establishing a mortgage licensing system and registry


§ 615. Powers of corporation


§ 95. Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; “State” defined


§ 12. Seal of Comptroller


§ 1439a. Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration


§ 1441b. Resolution Funding Corporation established


§ 16. Funding of Office


§ 1711. General Surplus and Participating Reserve Accounts


§ 1715q. Delivery of statement of appraisal or estimates to home buyers


§ 1715w. Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes


§ 1731b. Prohibition against transient housing


§ 1733. Application of other laws


§ 1736. Definitions


§ 1761b. Board of directors; meetings; powers and duties; executive committee; membership officers; membership application


§ 1767. Fiscal agents and depositories; authorization to secure deposits by governmental bodies


§ 193. Notice to present claims


§ 2096. Agreements for sharing gains or losses


§ 2121. Establishment; titles; branches


§ 2199. Disclosure


§ 2262. Temporary cease and desist orders


§ 2268. Penalty


§ 2803. Maintenance of records and public disclosure


§ 3. Oath of Comptroller


§ 3012. General corporate powers


§ 307. Compensation of directors


§ 3103. Interstate banking by foreign banks


§ 3106. Nonbanking activities of foreign banks


§ 3106a. Compliance with State and Federal laws


§ 324. Laws applicable on becoming members


§ 325. Examinations


§ 3415. Cost reimbursement


§ 347. Advances to member banks on their notes


§ 360. Receiving checks and drafts on deposit at par; charges for collections, exchange, and clearances


§ 3751. Findings and purpose


§ 3804. Applicability of preemption provisions


§ 4006. Miscellaneous provisions


§ 418. Printing of notes; denomination and form


§ 4518. Prohibition and withholding of executive compensation


§ 4526. Regulations and orders


§ 4905. Disclosure requirements for lender paid mortgage insurance


§ 4910. Construction


§ 5322. Council authority


§ 5323. Authority to require supervision and regulation of certain nonbank financial companies


§ 5492. Executive and administrative powers


§ 55. Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership


§ 5518. Authority to restrict mandatory pre-dispute arbitration


§ 5563. Hearings and adjudication proceedings


§ 1424. Eligibility for membership


§ 1430. Advances to members


§ 1701k. Right to redeem property on which United States has lien


§ 1701z. New technologies in the development of housing for lower income families


§ 1714. Taxation


§ 1715t. Voluntary termination of insurance


§ 1723c. Obligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities


§ 1747c. Rent schedules


§ 1771. Conversion from Federal to State credit union and from State to Federal credit union


§ 1824. Borrowing authority


§ 1831e. Activities of savings associations


§ 1867. Regulation and examination of bank service companies


§ 1884. Penalties for violations


§ 1951. Congressional findings and declaration of purpose


§ 1976. Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions


§ 2018. Security; terms


§ 2023. Taxation


§ 2074. Production credit association capitalization


§ 2075. Short- and intermediate-term loans; participation; other financial assistance; terms; conditions; interest; security


§ 2094. Federal land bank association capitalization


§ 2122. Corporate existence; general corporate powers


§ 2134. Taxation


§ 214. Definitions


§ 214b. Continuation of business and corporate entity


§ 21a. Amendment of articles of association


§ 2244. Chairman; responsibilities; governing standards


§ 226. “Federal Reserve Act”


§ 2261. Cease and desist proceedings


§ 2404. Powers of Commission


§ 244. Principal offices of Board; chairman of Board; obligations and expenses; qualifications of members; vacancies


§ 2503. State entitlement to escheat or custody


§ 25a. Participation by national banks in lotteries and related activities


§ 2804. Enforcement


§ 3301. Declaration of purpose


§ 3350. Definitions


§ 3412. Use of information


§ 3706. Notice of default and foreclosure sale; condition and term of sale


§ 3712. Disposition of sale proceeds


§ 4008. Regulations and reports by Board


§ 4103. Appraisal and preservation value of eligible low-income housing


§ 4109. Incentives to extend low-income use


§ 4119. Definitions


§ 4303. Account schedule


§ 4305. Distribution of schedules


§ 4313. Definitions


§ 4516. Funding


§ 4635. Enforcement and jurisdiction


§ 483. Special examination of member banks; information of condition furnished to Board of Governors of the Federal Reserve System


§ 4902. Termination of private mortgage insurance


§ 4909. Enforcement


§ 5009. Measure of damages


§ 52. Par value and incidents of stock; transfer of shares


§ 5213. Considerations


§ 5301. Definitions


§ 5311. Definitions


§ 5513. Review of Bureau regulations


§ 5538. Mortgage loans; rulemaking procedures; enforcement


§ 5552. Preservation of enforcement powers of States


§ 59. Reduction of capital


§ 60. National bank dividends


§ 604. Accounts of foreign branches; profit and loss


§ 611a. Statement of purposes; rules and regulations


§62. List of shareholders The president and cashier of every national banking association shall cause to be kept at all times a full and correct list of the names and residences of all the shareholders in the association, and the number of shares held by each, in the office where its business is transacted. Such list shall be subject to the inspection of all the shareholders and creditors of the association, and the officers authorized to assess taxes under State authority, during business hours of each day in which business may be legally transacted. A copy of such list, verified by the oath of such president or cashier, shall be transmitted to the Comptroller of the Currency within ten days of any demand therefor made by him. (R.S. §5210; May 18, 1953, ch. 59, §1, 67 Stat. 27 .)


§ 64a. Individual liability of shareholders; limitation on liability


§ 1423. Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names


§ 1429. Eligibility to secure advances


§ 1435. Obligations as lawful investments; liability of United States for debentures, etc., issued by banks


§ 1446. Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities


§ 1453. Capitalization of Federal Home Loan Mortgage Corporation


§ 1456. Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council


§ 1466. Applicability


§ 1706c. Insurance of mortgages


§ 1715l. Housing for moderate income and displaced families


§ 1747. Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract


§ 1749aaa. Insurance of mortgages


§ 1750. Definitions


§ 1761c. Credit committee


§ 1763. Dividends


§ 1783. National Credit Union Share Insurance Fund


§ 1827. Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits


§ 1831f. Brokered deposits


§ 1831i. Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies


§ 1831m. Early identification of needed improvements in financial management


§ 1831n. Accounting objectives, standards, and requirements


§ 1861. Short title and definitions


§ 1881. “Federal supervisory agency” defined


§ 1882. Security measures


§ 1978. Actions under other Federal or State laws unaffected; regulations or orders barred as a defense


§ 2020. Related services


§ 2129. Eligibility


§ 2153. Power to borrow; issuance of notes, bonds, debentures, and other obligations


§ 2154. Capital adequacy of banks and institutions


§ 2154a. Capitalization of System institutions


§ 2214. State laws


§ 2242. Farm Credit Administration Board


§ 2254. Examinations


§ 2266. Hearings and judicial review


§ 2279d. Termination of System institution status


§ 2281. Congressional findings and declaration of purpose


§ 247. Reports to Congress


§ 250. Independence of financial regulatory agencies


§ 2615. Contracts and liens; validity


§ 2805. Relation to State laws


§ 2809. Compilation of aggregate data


§ 3001. Congressional statement of findings and purpose


§ 3011. Creation and charter; principal office; venue; purposes


§ 3302. Definitions


§ 3332. Functions of Appraisal Subcommittee


§ 3351. Miscellaneous provisions


§ 3406. Search warrants


§ 354. Transactions involving gold coin, bullion, and certificates


§ 37. Associations governed by chapter


§ 3705. Prerequisites to foreclosure


§ 3708. Service of notice of default and foreclosure sale


§ 3709. Presale reinstatement


§ 3713. Transfer of title and possession


§ 372. Bankers’ acceptances


§ 3902. Definitions


§ 392. Depositaries of Government funds as confined to banks in Federal reserve system; member banks as depositaries


§ 4. Deputy Comptrollers


§ 40. Virgin Islands; extension of National Bank Act


§ 4003. Safeguard exceptions


§ 4009. Administrative enforcement


§ 41. Guam; extension of National Bank Act


§ 4106. Information from Secretary


§ 4107. Plan of action


§ 4113. Assistance for displaced tenants


§ 412. Application for notes; collateral required


§ 4302. Disclosure of interest rates and terms of accounts


§ 4308. Regulations


§ 4309. Administrative enforcement


§ 4312. Effect on State law


§ 4517. Examinations


§ 4521. Annual reports by Director


§ 4611. Risk-based capital levels for regulated entities


§ 4614. Capital classifications


§ 4632. Temporary cease-and-desist orders


§ 4634. Judicial review


§ 4641. Subpoena authority


§ 467. Deposits of gold coin, gold certificates, and Special Drawing Right certificates with United States Treasurer


§ 4702. Definitions


§ 4806. Regulatory appeals process, ombudsman, and alternative dispute resolution


§ 5001. Findings; purposes


§ 5005. Indemnity


§ 5102. Definitions


§ 51a. Preferred stock; issuance authorized


§ 521. Reserve-bank branches; establishment; directors; discontinuance of branches; approval for erection of branch bank building


§ 522. Federal Reserve branch bank buildings


§ 5302. Severability


§ 5384. Orderly liquidation of covered financial companies


§ 5413. Abolishment


§ 5495. Coordination


§ 5514. Supervision of nondepository covered persons


§ 617. Engaging in commerce or trade in commodities; price fixing; forfeiture of charter; acts forbidden to directors, officers, agents, or employees


§ 627. State taxation


§ 630. Offenses by officers of corporation; punishment


§ 631. False representations as to liability of United States for acts of corporation; punishment


§ 635a. Management of Bank


§ 71a. Number of directors; penalties


§ 75. Legal holiday, annual meeting on; proceedings where no election held on proper day


§ 9. Additional examiners, clerks, and other employees


§ 10. Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses


§ 1150. Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture


§ 13. Rooms for Currency Bureau


§ 14. Report of Comptroller


§ 1428. Examination of State laws, regulations, and procedures; studies of values, etc.


§ 1434. Depositaries of public money; financial agents


§ 1436. Reserves and dividends; emergency suspensions of requirements


§ 1438a. Nonadministrative expenses; expenses of studies and investigations


§ 1442. Member financial information


§ 1443. Forms of bank stock and obligations


§ 1444. Eligibility to membership in banks


§ 1449. Reservation of right to amend or repeal chapter


§ 1457. Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals


§ 1468. Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders


§ 1701a. Short title of amendment of 1938


§ 1701l. Limitation on interest rates of insured mortgages; terms of sales


§ 1701r. Congressional findings respecting housing for senior citizens


§ 1705. Allocation of funds


§ 1712. Investment of funds


§ 1715d. Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands


§ 1715s. Treatment of mortgages covering tax credit projects


§ 1715y. Mortgage insurance for condominiums


§ 1723d. Transfer of certain functions to Association


§ 1741. State taxation of realty held by Secretary


§ 1747j. Taxation of real property


§ 1748d. Lease of property; terms and conditions


§ 1750b. Insurance in critical areas


§ 1750c. Mortgage insurance benefits


§ 1750e. Taxation


§ 1750g. Insurance of additional mortgages


§ 1765. Minors


§ 1770. Allotment of space in Federal buildings or Federal land


§ 1788. Special assistance to avoid liquidation


§ 1790. Nondiscriminatory provision


§ 1790a. Board disapproval of directors, committee members, and senior executive officers of insured credit unions


§ 1790c. Reward for information leading to recoveries or civil penalties


§ 1790d. Prompt corrective action


§ 1795. Congressional findings


§ 1795f. Powers of Board


§ 1829a. Participation by State nonmember insured banks in lotteries and related activities


§ 1831x. Insurance customer protections


§ 1833b. Comparability in compensation schedules


§ 1851. Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds


§ 1863. Permissible bank service company activities for depository institutions


§ 1865. Prior approval for investments in bank service companies


§ 1883. Insurance rates; report to Congress


§ 1953. Recordkeeping and procedures


§ 1956. Criminal penalty


§ 196. Expenses


§ 1973. Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas


§ 2014. Farm Credit Bank capitalization


§ 2016. Interest rates and other charges


§ 2021. Loans through associations or agents


§ 204. Examinations


§ 205. Termination of conservatorship


§ 206. Conservator; powers and duties


§ 2092. Board of directors


§ 2097. Liens on stock


§ 211. Rules and regulations


§ 215b. Definitions


§ 216. Purpose


§ 2160. Federal Farm Credit Banks Funding Corporation


§ 2162. Protection of borrower stock


§ 2206a. Authority of Farm Credit Banks and direct lender associations to participate in loans to similar entities for risk management purposes


§ 2207. Young, beginning, and small farmers and ranchers


§ 2219. Limitation on separate sale


§ 2221. Transferred


§ 224. Status of reserve cities under former statutes


§ 2259. State legislation


§ 2263. Enforcement of temporary cease and desist orders


§ 227. “Banking Act of 1933”


§ 2274. Power to remove directors and officers


§ 2279aa. Definitions


§ 2279b. Transfer of lending authority


§ 2279bb. Definitions


§ 2279e. Approval of disclosure information and issuance of charters


§ 2283. Creation of Federal Financing Bank


§ 2285. Functions


§ 2286. Approval of financing plans by Secretary of the Treasury


§ 2289. General powers


§ 2403. Functions of Commission


§ 247a. Records of action on policy relating to open-market operation and policies determined generally; inclusion in report to Congress


§ 2501. Congressional findings and declaration of purpose


§ 265. Insured banks as depositaries of public money; duties; security; discrimination between banks prohibited; repeal of inconsistent laws


§ 2701. Congressional findings and declaration of purpose


§ 2705. Emergency mortgage relief payments


§ 2706. Emergency Homeowners’ Relief Fund


§ 2802. Definitions


§ 2806. Compliance improvement methods


§ 281. Capital


§ 282. Subscription to capital stock by national banking association


§ 283. Public subscription to capital stock


§ 287. Value of shares of stock; increase and decrease of stock; member banks as shareholders; surrender of shares


§ 2902. Definitions


§ 2905. Regulations


§ 2906. Written evaluations


§ 3013. Board of Directors


§ 3015. Eligibility of cooperatives


§ 3019. Taxation by State, county, etc., taxing authority; Federal tax status


§ 3020. Quarters and space for principal and other offices


§ 305. Class C directors; selection; “Federal reserve agent”


§ 308. Terms of directors; vacancies


§ 3107. Representative offices


§ 3201. Definitions


§ 3202. Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited


§ 3206. Administration and enforcement


§ 3207. Rules and regulations


§ 327. Surrender of stock and cancellation of memberships


§ 3305. Functions of Council


§ 3336. Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers


§ 334. Reports from affiliates; penalty for failure to furnish


§ 3345. Certification and licensing requirements


§ 3347. Monitoring of State appraiser certifying and licensing agencies


§ 3348. Recognition of State certified and licensed appraisers for purposes of this chapter


§ 3353. Appraisal management company minimum requirements


§ 339. Participation by State member banks in lotteries and related activities


§ 3419. Suspension of limitations


§ 3422. Applicability to Securities and Exchange Commission


§ 344. Discount or purchase of bills to finance agricultural shipments


§ 347a. Advances to member bank groups; inadequate amounts of eligible and acceptable assets; liability of individual banks in group; distribution of loans among banks of group; rate of interest; notes accepted for advances as collateral security for Federal reserve notes; foreign obligations as security for advances


§ 347d. Transactions between Federal Reserve banks and branch or agency of foreign bank; matters considered


§ 348a. Transactions with foreign banks; supervision of Board of Governors of the Federal Reserve System


§ 351. Obligations of cooperative marketing association as issued or drawn for agricultural purposes


§ 353. Purchase and sale of cable transfers, acceptances and bills


§ 355. Purchase and sale of obligations of National, State, and municipal governments; open market operations; purchases and sales from or to United States; maximum aggregate amount of obligations acquired directly from or loaned directly to United States


§ 357. Establishment of rates of discount


§ 358. Establishment of accounts for purposes of open-market operations; correspondents and agencies


§ 3703. Applicability


§ 3704. Foreclosure commissioner; designation, duties, etc.


§ 3707. Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute


§ 3710. Foreclosure sale


§ 3711. Foreclosure costs


§ 3714. Record of foreclosure and sale


§ 3717. Regulations


§ 371b. Rate of interest on time deposits; payment of time deposits before maturity; waiver of notice requirements for withdrawal of savings deposits


§ 3752. Definitions


§ 3758. Service of notice of foreclosure sale


§ 376. Rate of interest paid to directors, etc.


§ 3901. Congressional declaration of policy


§ 3903. Strengthened supervision of international lending


§ 3909. General authorities


§ 4004. Disclosure of funds availability policies


§ 4005. Payment of interest


§ 4102. Notice of intent


§ 4104. Annual authorized return and preservation rents


§ 4110. Incentives for transfer to qualified purchasers


§ 4111. Mandatory sale for housing exceeding Federal cost limits


§ 4112. Criteria for approval of plan of action involving incentives


§ 4114. Permissible prepayment or voluntary termination and modification of commitments


§ 4116. Resident homeownership program


§ 4124. Authorization of appropriations


§ 414. Authority of Board of Governors respecting issuance of notes; interest; lien


§ 4205. Rights of declarants; participation in actions, awards


§ 4210. Sources of payments to declarants


§ 4212. Protection for declarants


§ 4246. Awards of costs and fees to prevailing plaintiff


§ 4404. Clearing organization netting


§ 4503. Protection of taxpayers against liability


§ 4513a. Federal Housing Finance Oversight Board


§ 4513b. Prudential management and operations standards


§ 4525. Information, records, and meetings


§ 4542. Housing Price Index


§ 4545. Fair housing


§ 4561. Establishment of housing goals


§ 4563. Multifamily special affordable housing goal


§ 4564. Discretionary adjustment of housing goals


§ 4567. Affordable housing allocations


§ 4585. Civil money penalties


§ 4588. Subpoena authority


§ 4633. Hearings


§ 4703. Establishment of national Fund for community development banking


§ 4713. Incentives for depository institution participation


§ 4717. Enforcement


§ 5002. Definitions


§ 5003. General provisions governing substitute checks


§ 5004. Substitute check warranties


§ 501. Liability of Federal reserve or member bank for certifying check when amount of deposit was inadequate


§ 5012. Effect on other law


§ 502. Liability of shareholders of Federal reserve banks on contracts, etc.


§ 506. Notice after separation from service


§ 5103. License or registration required


§ 5104. State license and registration application and issuance


§ 5105. Standards for State license renewal


§ 5107. Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system


§ 5214. Financial Stability Oversight Board


§5221. Executive compensation and corporate governance


§ 53. When capital stock paid in


§ 5303. Antitrust savings clause


§ 5325. Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies


§ 5365. Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies


§ 5381. Definitions


§ 5383. Systemic risk determination


§ 5390. Powers and duties of the Corporation


§ 5393. Ban on certain activities by senior executives and directors


§ 5394. Prohibition on taxpayer funding


§ 541. Tax on circulating notes generally


§ 5414. Savings provisions


§ 5462. Definitions


§ 5493. Administration


§ 5494. Consumer Advisory Board


§ 5496a. Annual audits


§ 5515. Supervision of very large banks, savings associations, and credit unions


§ 5516. Other banks, savings associations, and credit unions


§ 5519. Exclusion for auto dealers


§ 5532. Disclosures


§ 5534. Response to consumer complaints and inquiries


§ 5582. Designated transfer date


§ 5583. Savings provisions


§ 56. Prohibition on withdrawal of capital; unearned dividends


§ 603. Restrictions imposed by Board of Governors of the Federal Reserve System on banks purchasing stock in corporations doing foreign business


§ 612. Articles of association; contents


§ 614. Organization certificate; acknowledgment; forwarding to, filing, and approval by Board of Governors of the Federal Reserve System; permit to do business; body corporate; name; seal; corporate succession; contracts; suits; directors, officers, and employees; bylaws


§ 616. Place of carrying on business; when business may be begun


§ 619. Capital stock; by whom held; ownership of capital stock by foreign bank


§ 635b. Capitalization of Bank; method of capital stock payments; public-debt transactions; issuance of stock certificates


§ 74. Vacancies


§ 8. Clerks


§ 11. Interest in national banks


§ 1131j. Transferred


§ 1141h. Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.


§ 1150a. Farm loans to which chapter is applicable


§ 1150b. Authorization of appropriations


§ 1150c. Self-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments


§ 121a. Redemption of notes unidentifiable as to bank of issue


§ 122a. Redeemed notes of unidentifiable issue; funds charged against


§ 142. Banks in reserve cities; reserves


§ 1426a. Exclusion from certain requirements


§ 143. Banks in Alaska and insular possessions; lawful money reserves


§ 1430b. Advances to nonmember mortgagee; terms and conditions


§ 1430c. Housing goals


§ 144. Certain balances counted toward reserves in dependencies and insular possessions


§ 1440. Examinations and audits


§ 1440a. Sharing of information among Federal Home Loan Banks


§ 1445. Succession of Federal Home Loan Banks


§ 1448. Effect of partial invalidity of chapter


§ 1458. Territorial applicability


§ 1459. Separability


§ 1464a. Election to operate as a covered savings association


§ 1466a. District associations


§ 1467b. Intermediate holding companies


§ 1468a. Advertising


§ 1468b. Powers of examiners


§ 1468c. Separability


§ 1469. Authority to invest in State housing corporations


§ 1470. Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions


§ 14a. Data standards; open data publication


§ 164. Penalty for failure to make reports


§ 1701b. Short title of amendment of 1942


§ 1701h. Advisory committees; payment of transportation and other expenses


§ 1701m. Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation


§ 1701n. Reduction of vulnerability of congested urban areas to enemy attack


§ 1701o. Annual report of Secretary


§ 1701p. Contents of report to President and Congress


§ 1701v. Congressional findings and declaration for improved architectural design in Government housing programs


§ 1701w. Budget, debt management, and related counseling services for mortgagors; authorization of appropriations


§ 1701y. National Homeownership Foundation


§ 1706d. Applicability


§ 1706f. Prohibition against kickbacks and unearned fees


§ 1709a. Determination of loan-to-value ratios


§ 1712a. Indexing of FHA multifamily housing loan limits


§ 1715f. Process of applications and issuance of commitments


§ 1715g. Insurance of mortgage where mortgagor is not occupant of property


§ 1715o. Interest rate on debentures; method of establishment


§ 1715p. Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions


§ 1715x. Experimental housing insurance


§ 1717a. Prohibition against sale of obligations by Federal departments and agencies after June 30, 1966 , without compliance with requirements of section 1717(c) of this title or without approval by Secretary of the Treasury; exemption


§ 1723b. Investment of funds


§ 1723i. Civil money penalties against issuers


§ 1731a. Penalties


§ 1732. Separability


§ 1734. Amendment, extension, or increase of commitment amounts


§ 1735a. Prepayment of mortgages by nonprofit educational institutions; refunds


§ 1735e. Acceptance of materials or products used in structures


§ 1735g. Mortgage relief for homeowners who are unemployed as result of closing of Federal installation


§ 1745. Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing


§ 1746. Insurance on mortgages on large-scale housing projects


§ 1746a. Termination of commitment authority under this subchapter


§ 1747a. Eligibility for insurance


§ 1747b. Premium charges; fees for examination and inspection


§ 1747d. Excess earnings used for amortization of original investment


§ 1747e. Financial statements by Secretary


§ 1747f. Payment of claims; assignment of benefits by investors


§ 1747g. Debentures


§ 1747h. Termination of insurance contract by investor


§ 1747k. Rules and regulations


§ 1747l. Definitions


§ 1748e. Mortgages on property in Alaska


§ 1748f. Rules and regulations


§ 1748g. Cost certification


§ 1749d. Cost of inspections and of providing representatives


§ 1750f. Rules and regulations


§ 1755. Fees


§ 1757a. Limitation on member business loans


§ 1761a. Officers of the board


§ 1764. Expulsion and withdrawal


§ 1769. Separability; right to alter, amend, or repeal chapter


§ 1772. Territorial application of chapter


§ 1772a. Gifts; acceptance of conditional gifts; deposit


§ 1772b. Apportionment


§ 1772c. Trust fund


§ 1772d. Forfeiture of organization certificate for money laundering or cash transaction reporting offenses


§ 1772e. Data standards


§ 1772f. Open data publication


§ 1773. District of Columbia credit unions; conversion to Federal status


§ 1774. Approval of certificate; assets and obligations of applicant credit union


§ 1775. Conditions upon conversion to Federal status


§ 177a. Funds available for cost of transporting and redeeming national and Federal Reserve bank notes


§ 1789a. Credit unions as depositaries of public money; fiscal agents; duties


§ 1790e. Temporary Corporate Credit Union Stabilization Fund


§ 1795a. Definitions


§ 1795b. National Credit Union Administration Central Liquidity Facility; establishment; management; jurisdiction


§ 1795c. Membership


§ 1795d. Capital stock


§ 1795e. Extensions of credit


§ 1795g. Depositories, custodians, and fiscal agents


§ 1795h. Audit of financial transactions


§ 1795i. Annual report


§ 1795j. Agent of Federal Reserve System


§ 1795k. State and local tax exemption


§ 1820a. Examination of investment companies


§ 1826. Forms of obligations; preparation by Secretary of the Treasury


§ 1828a. Prudential safeguards


§ 1828b. Interagency data sharing


§ 1829c. Making online banking initiation legal and easy


§ 1830. Nondiscrimination


§ 1831aa. Enforcement of agreements


§ 1831b. Disclosures with respect to certain federally related mortgage loans


§ 1831bb. Capital requirements for certain acquisition, development, or construction loans


§ 1831c. Assuring consistent oversight of subsidiaries of holding companies


§ 1831cc. Data standards


§ 1831dd. Open data publication


§ 1831g. Contracts between depository institutions and persons providing goods, products, or services


§ 1831k. Reward for information leading to recoveries or civil penalties


§ 1831l. Coordination of risk analysis between SEC and Federal banking agencies


§ 1831p. Transferred


§ 1831q. FDIC affordable housing program


§ 1831r. Payments on foreign deposits prohibited


§ 1831s. Transferred


§ 1831t. Depository institutions lacking Federal deposit insurance


§ 1831v. Authority of State insurance regulator and Securities and Exchange Commission


§ 1831w. Safety and soundness firewalls applicable to financial subsidiaries of banks


§ 1831y. CRA sunshine requirements


§ 1831z. Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked


§ 1833c. Comptroller General audit and access to records


§ 1833e. Equal opportunity


§ 1834. Reduced assessment rate for deposits attributable to lifeline accounts


§ 1834a. Assessment credits for qualifying activities relating to distressed communities


§ 1834b. Community development organizations


§ 1835. Insured depository institution capital requirements for transfers of small business obligations


§ 1835a. Prohibition against deposit production offices


§ 1850a. Securities holding companies


§ 1852. Concentration limits on large financial firms


§ 1862. Amount of investment in bank service company


§ 1866. Services to nonstockholders or nonmembers


§ 1952. Reports on ownership and control


§ 1954. Injunctions


§ 1955. Civil penalties


§ 1957. Additional criminal penalty in certain cases


§ 1958. Compliance


§ 1959. Administrative procedure


§ 1960. Safe harbor with respect to keep open directives


§ 1974. Actions by United States; subpenas for witnesses


§ 197a. Resumption of business by closed bank on consent of depositors


§ 198. Purchase by receiver of property of bank; request to Comptroller


§ 199. Approval of request


§ 200. Payment


§ 202. Definitions


§ 2022. Liens on stock


§ 2076. Other services


§ 2076a. Liens on stock


§ 209. Liability protection


§ 210. Governmental powers unimpaired


§ 212. Right to amend; separability


§ 2123. Board of directors


§ 2124. Stock of banks for cooperatives


§ 2125. Dividends


§ 2126. Retirement of stock


§ 2127. Guaranty fund subscriptions in lieu of stock


§ 2128. Loans, commitments, and technical and financial assistance


§ 213. Transferred


§ 2130. Ownership of stock by borrowers


§ 2131. Loans


§ 2132. Earnings and reserves; application of savings


§ 2133. Distribution of assets on liquidation or dissolution


§ 2141. Charter, powers, and operation


§ 2143. Credit delivery office


§ 2144. Consolidation of functions


§ 2145. Exchange of ownership interests


§ 2146. Capitalization


§ 2147. Patronage pools


§ 2148. Transactions to accomplish merger


§ 2149. Lending limits


§ 214c. Conversions in contravention of State law


§ 214d. Prohibition on conversion


§ 2157. Bonds as investments


§ 2158. Purchase and sale by Federal Reserve System


§ 2159. Purchase and sale of obligations


§ 215c. Mergers, consolidations, and other acquisitions authorized


§ 216a. Definitions


§ 216b. Disposition of unclaimed property


§ 216c. Rules and regulations


§ 216d. Severability


§ 2184. Communications with stockholders


§ 2200. Access to documents and information


§ 2202b. Effect of restructuring on borrower stock


§ 2202d. Protection of borrowers who meet all loan obligations


§ 2202e. Waiver of mediation rights by borrowers


§ 2203. Nomination of association directors; representative selection of nominees


§ 2205. Interest rates


§ 2206. Participation loans


§ 2208. Prohibition against use of signed ballots


§ 2211. Establishment


§ 2212. Powers of Farm Credit Administration


§ 2213. Regulation and examination


§ 2214a. “Bank” defined


§ 2218. Lines of insurance


§ 2219b. Application of uninsured accounts


§ 2219c. Affirmative action


§ 2219d. Encouragement of conservation practices


§ 2219e. Liability for making criminal referrals


§ 223. Number of Federal reserve cities in district


§ 2245. Organization of Farm Credit Administration


§ 2246. Advisory committees


§ 2248. Seal of the Farm Credit Administration


§ 2249. Administrative expenses


§ 225. Federal reserve banks; title


§ 2250. Farm Credit Administration operating expenses fund