Gallo v. Herald Fire Insurance Co. (491 So. 2d 621, 1986)

PER CURIAM.

Affirmed. Clemmons v. American States Insurance Co., 412 So.2d 906 (Fla. 5th DCA), review denied, 419 So.2d 1196 (Fla.1982); see Hartford Fire Insurance Co. v. Spreen, 343 So.2d 649 (Fla. 3d DCA 1977).